Madison County property record for 520 Baker Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,318 sqft |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Aug 2019) |
| Tax Bill | $1,178 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0014-0005 |
| Primary APN | R009-0014-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,318 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Account Number | 74182 |
|---|---|
| Street Address | 520 BAKER CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 |
| Legal Subdivision | BAKER COURT |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10500 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 625 DUNCANNON LN, RICHMOND, KY 40475-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 21, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Sep 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Aug 20, 2019 | Warranty Deed, Transfer |
| Aug 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Aug 21, 2017 · Amount on Record |
| Deed Document Number | 2013997351 |
| Deed Book / Page | D00777 / 403 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 520 BAKER CT, RICHMOND, KY 40475-2146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01895/708 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | M01895/708 |
| Instrument | 2014000966 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 520 BAKER CT, RICHMOND, KY 40475-2146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01887/408 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | M01887/408 |
| Instrument | 2013998744 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 12, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 20, 2019 |
| Property Address | 520 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | D00777/403 |
| Book / Page | D00777 / 403 |
| Map Reference | CAB 1 SL 247 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 2013997351 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7603 PETTY JAY CT, LOUISVILLE, KY 40220-2854 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 967, RICHMOND, KY 40476-0967 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 21, 2017 |
| Property Address | 520 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | D00749/201 |
| Book / Page | D00749 / 201 |
| Map Reference | CAB1 SL247 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2013963553 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 STOCKER DR, RICHMOND, KY 40475-4304 |
| Name | Verified Name |
|---|---|
| Address | 520 BAKER CT, RICHMOND, KY 40475-2146 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,178.00 (-2.81%) Additional exemption filed | $125,000 (-) | $125,000 (-) |
| 2023 | $1,212.00 (-0.33%) | $125,000 (-) | $125,000 (-) |
| 2022 | $1,216.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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