Madison County property record for 524 Baker Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,210 sqft |
| Lot Size | 0.133 acres (5,796 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,500 (Dec 2018) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0014-0003 |
| Primary APN | R009-0014-0003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,210 sqft |
| Unfinished Basement | 1,210 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 5,796 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 65232 |
|---|---|
| Street Address | 524 BAKER CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 |
| Legal Subdivision | BAKER COURT |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10500 |
524 Baker Ct is owned and occupied by an individual who bought it in December 2018.
Source: Madison County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Dec 20, 2018 | Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Oct 15, 2018 | Foreclosure |
| Sep 27, 2018 | Commissioner's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Prior Sale | Sep 27, 2018 · Amount on File |
| Deed Document Number | 20182013986255 |
| Deed Book / Page | 768 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | CLEAR LAKE TITLE SERVICES INC, CLEAR LAKE TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | M01991/550 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | M01991/550 |
| Instrument | 2014023229 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01863/685 |
|---|---|
| Date | May 16, 2019 |
| Book Page | M01863/685 |
| Instrument | 2013992607 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | 0M2181/690 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | M2181/690 |
| Instrument | 2014105819 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 20, 2018 |
| Property Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | D00768/237 |
| Book / Page | D00768 / 237 |
| Map Reference | MB 1 PG 179 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2013986255 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | 2013986256 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2013986256 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Sep 2, 2019 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 15, 2018 |
| Property Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | D00765/643 |
| Book / Page | D00765 / 643 |
| Map Reference | MB1 PG179 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2013983280 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 27, 2018 |
| Property Address | 524 BAKER CT, RICHMOND, KY 40475-2146 |
| Document Number | D00765/013 |
| Book / Page | D00765 / 013 |
| Map Reference | MB1 PG179 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2013982457 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156 |
The 2025 property tax bill for 524 Baker Ct was $1,159.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 | $123,000 | $123,000 |
| 2023 | $853.00 (-0.35%) | $88,000 (-) | $88,000 (-) |
| 2022 | $856.00 | $88,000 | $88,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Baker Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 524 Baker Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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