Madison County property record for 525 Baker Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.325 acres (14,165 sqft) |
| Owner | Company Name on Record |
| Last Sale | $195,000 (Oct 2022) |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0013-0008-A |
| Primary APN | R009-0013-0008-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,165 sqft (0.325 acres) |
|---|
| Account Number | 44495 |
|---|---|
| Street Address | 525 BAKER CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAKER COURT TRACT B-1 |
| Legal Subdivision | BAKER |
| Legal Tract | B-1 |
| Legal Lot Number | B-1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10400 |
Source: Madison County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 309 RAVENWOOD PL, RICHMOND, KY 40475-9836 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Dec 6, 2022 | Deed of Trust, Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS |
| Oct 31, 2022 | Deed, Transfer |
| Oct 1, 2019 | Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO OF MADISON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2019 · Amount on Record |
| Deed Document Number | 202214117740 |
| Deed Book / Page | 830 / 762 |
| Prior Transfer Date | Mar 24, 2006 |
| Prior Transfer Doc | 0D0604/592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 525 BAKER CT, RICHMOND, KY 40475-2145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01925/606 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | M01925/606 |
| Instrument | 2014009017 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 525 BAKER CT, RICHMOND, KY 40475-2145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M2206/76 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | M2206/76 |
| Instrument | 2014122282 |
| Name | FIRST NATIONAL BANK RUSSELL SPRINGS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 6, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 31, 2022 |
| Property Address | 525 BAKER CT, RICHMOND, KY 40475-2145 |
| Document Number | 00D830/762 |
| Book / Page | D830 / 762 |
| Map Reference | MBP10 PG 13 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2014117740 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 HIDDEN RIDGE DR, WACO, KY 40385-9405 |
| Name | Verified Name |
|---|---|
| Address | 309 RAVENWOOD PL, RICHMOND, KY 40475-9836 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 1, 2019 |
| Property Address | 525 BAKER CT, RICHMOND, KY 40475-2145 |
| Document Number | D00779/188 |
| Book / Page | D00779 / 188 |
| Map Reference | MB P10 PG 13 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2013999747 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9930 ELLA CIR, NEWBURGH, IN 47630-1252 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1031 HIDDEN RIDGE DR, WACO, KY 40385-9405 |
| Document Number | 2013999748 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2013999748 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,838.00 (-2.8%) | $195,000 (-) | $195,000 (-) |
| 2023 | $1,891.00 (+116.11%) | $195,000 (+116.67%) | $195,000 (+116.67%) |
| 2022 | $875.00 | $90,000 | $90,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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