521 Baker Ct, Richmond, KY 40475 Property Records

Madison County property record for 521 Baker Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,289 sqft
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2025)
Tax Bill	$917 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009-0013-0009`

Property Details

APN / Parcel Number

Primary APN	`R009-0013-0009`
Alternative APNs	`129197` `92058` `58735`

Interior

Stories	2 Stories
Building Area	1,289 sqft Living Area

Exterior

Exterior Material	Brick Veneer

Location & Zoning

Account Number	58735
Street Address	521 BAKER CT
City	RICHMOND
State	KY
Zip	40475-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2019
Census Tract	10400

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	521 BAKER CT, RICHMOND, KY 40475-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Prior Sale	Feb 22, 2006 · Amount on Record
Deed Document Number	2014251208
Deed Book / Page	D865 / 254
Record Updated	Jun 8, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 20, 2025
Property Address	521 BAKER CT, RICHMOND, KY 40475-2145
Document Number	00D865/254
Book / Page	D865 / 254
Instrument Date	Mar 13, 2025
Instrument	2014251208
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 FALLEN PALM DR, CASSELBERRY, FL 32707-5150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	521 BAKER CT, RICHMOND, KY 40475-2145

Mortgage

Document Number	2014251209
Date	Mar 20, 2025
Instrument	2014251209

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$917.00 (-2.76%) Additional exemption filed	$97,300 (-)	$97,300 (-)
2023	$943.00 (-0.32%)	$97,300 (-)	$97,300 (-)
2022	$946.00	$97,300	$97,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20