515 Baker Ct, Richmond, KY 40475 Property Records

Madison County property record for 515 Baker Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft
Owner	Company Name on Record
Last Sale	$165,000 (Oct 2020)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009-0013-0012`

Property Details

APN / Parcel Number

Primary APN	`R009-0013-0012`
Alternative APNs	`122447` `85411` `51969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,390 sqft Living Area

Exterior

Exterior Material	Stone
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Gas

Location & Zoning

Account Number	51969
Street Address	515 BAKER CT
City	RICHMOND
State	KY
Zip	40475-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J M BAKER PT OF LOT 6
Legal Subdivision	J M BAKER
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2019
Census Tract	10400

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	515 BAKER CT, RICHMOND, KY 40475-2145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2014021546
Deed Book / Page	D00795 / 109
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 5, 2020
Property Address	515 BAKER CT, RICHMOND, KY 40475-2145
Document Number	D00795/109
Book / Page	D00795 / 109
Map Reference	MB 2 PG 25
Instrument Date	Sep 25, 2020
Instrument	2014021546
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WESTWOOD DR, RICHMOND, KY 40475-2248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	515 BAKER CT, RICHMOND, KY 40475-2145

Mortgage

Document Number	2014021547
Date	Oct 5, 2020
Instrument	2014021547

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (-5.04%) Homeowner's exemption	$165,000 (-)	$165,000 (-)
2023	$1,150.00 (-5.04%) Homeowner's exemption	$165,000 (-)	$165,000 (-)
2022	$1,211.00 Homeowner's exemption	$165,000	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20