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522 Baker Ct, Richmond, KY 40475 Property Records

Madison County property record for 522 Baker Ct, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,307 sqft
OwnerIndividual Name on Record
Last Sale$145,000 (Jun 2021)
Tax Bill$1,367 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR009-0014-0004

Property Details

APN / Parcel Number

Primary APNR009-0014-0004
Alternative APNs
  • 116906
  • 79995
  • 46286

Interior

Stories1 Story
Building Area1,307 sqft Living Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number46286
Street Address522 BAKER CT
CityRICHMOND
StateKY
Zip40475-2146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2
Legal SubdivisionBAKER COURT
Legal Lot Number2
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1000
Census Tract10500

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 BAKER CT, RICHMOND, KY 40475-2146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Oct 11, 2017Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleOct 11, 2017 · Amount on Record
Deed Document Number2014039189
Deed Book / PageD806 / 314
Record UpdatedJun 8, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 2, 2021
Property Address522 BAKER CT, RICHMOND, KY 40475-2146
Document Number00D806/314
Book / PageD806 / 314
Instrument DateMay 28, 2021
Instrument2014039189
Transaction TypeTransfer
Record UpdatedFeb 2, 2024
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 AUTUMN CT, BEREA, KY 40403-9299

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address522 BAKER CT, RICHMOND, KY 40475-2146
InvestorPossibly a Property Investor

Mortgage

Document Number2014039190
DateJun 2, 2021
Instrument2014039190
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateOct 11, 2017
Property Address522 BAKER CT, RICHMOND, KY 40475-2146
Document NumberD00751/284
Book / PageD00751 / 284
Map ReferenceMB1 PG179
Instrument DateSep 29, 2017
Instrument2013966078
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$98.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1183 CANAL WAY, OKEECHOBEE, FL 34974-0414

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address522 BAKER CT, RICHMOND, KY 40475-2146

Mortgage

Document Number2013966079
DateOct 11, 2017
Instrument2013966079
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,367.00 (-2.77%) Additional exemption filed$145,000 (-)$145,000 (-)
2023$1,406.00 (-0.28%)$145,000 (-)$145,000 (-)
2022$1,410.00$145,000$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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