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5185 Moore St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5185 Moore St, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2021
Square Footage3,009 sqft Living Area
Lot Size95,396 sqft (2.19 acres)
OccupancyOwner Occupied
Last Sale$149,000 (2020)
Tax Bill$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-25-31-4260-0136-0010
Alternative APNs
  • 253117426001360010
  • 91106

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,009 sqft Living Area
Gross Area4,484 sqft Gross Area
1st Floor3,009 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area95,396 sqft (2.19 acres)
Garage TypeAttached Garage
Garage Area828 sqft Garage
Deck Area72 sqft Deck
Porch Area54 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5185 MOORE ST
CitySAINT CLOUD
StateFL
Zip34771-7716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 136 LOTS 1, 2, 9 & 10 LESS W 5 FT OF LOTS 2 & 9, BLK 159 LOTS 1, 2, 9 & 10 LESS W 5 FT OF LOTS 2 & 9, BLK 168 LOTS 1, 2, 9 & 10 LESS W 5 FT OF LOTS 2 & 9 AND THAT PORTION OF VAC STREETS & ALLEYS ABUTTING SA
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block136
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-4260-0136-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 13, 2021Correction Deed
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Dec 30, 2020Warranty Deed, Construction Loan
STEWART TITLE
Oct 08, 2020Warranty Deed, Transfer
STEWART TITLE
Oct 08, 2020Warranty Deed, Transfer
STEWART TITLE
Nov 21, 2019Deed of Trust, Mortgage · Line of Credit
JTM LNS LLC
Mar 01, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PRIVATE INDIVIDUAL
Mar 28, 2018Warranty Deed, Transfer
MURPHY HOLDINGS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleOct 08, 2020 · Amount on Record
Deed Doc Number2020177231
Deed Book / Page5861 / 2077
Last Transfer DateOct 01, 2025
Transfer Doc0068582928
Record RefreshedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 03, 2025
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0068582928
Book / Page6858 / 2928
Map ReferenceMB 1 PG 71&72
Instrument DateOct 01, 2025
Instrument2025122646
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716

April 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateApr 13, 2021
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0059340727
Book / Page5934 / 727
Map ReferenceMB 1 PG 71&72
Instrument DateApr 13, 2021
Instrument2021055426
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address13080 RULDOSA LOOP, ORLANDO, FL 32837-6337
InvestorPossibly a Property Investor

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2020
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0058612077
Book / Page005861 / 002077
Instrument DateDec 28, 2020
Instrument177231
Transaction TypeConstruction Loan
Record UpdatedJan 18, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,043.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address13080 RULDOSA LOOP ORLANDO FL 32837, ORLANDO, FL 32837

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 08, 2020
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0058082495
Book / Page005808 / 002495
Instrument DateOct 08, 2020
Instrument135281
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 NEW YORK AVE ST CLOUD FL 34769, ST CLOUD, FL 34769

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 08, 2020
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0058082456
Book / Page005808 / 002456
Instrument DateOct 08, 2020
Instrument135263
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0056522517
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10524 MOSS PARK RD #204 ORLANDO FL 328325801, 204, ORLANDO, FL 32832-5801

Mortgage

Document Number0056522517
DateJan 06, 2020
Book Page005652/002517
Instrument1705
Lender
NameJTM LNS LLC
Address2601 E MICHIGAN ST, ORLANDO, FL 32806-5041
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0054882302
Instrument DateMar 01, 2019
Transaction TypeMortgage
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10524 MOSS PARK RD #204 ORLANDO FL 328325801, 204, ORLANDO, FL 32832-5801

Mortgage

Document Number0054882302
DateMar 08, 2019
Book Page005488/002302
Instrument30023
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressORLANDO, FL 32806
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 28, 2018
Property Address5185 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0053072733
Book / Page5307 / 2733
Map ReferenceMB1 PG71&72
Instrument DateMar 26, 2018
Instrument2018049255
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10524 MOSS PARK RD STE 204, 204, ORLANDO, FL 32832-5801

Mortgage

Document Number2018049256
DateMar 28, 2018
Instrument2018049256
Lender
NameMURPHY HOLDINGS LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+12.84%)$502,976 (+2.9%)$821,900 (+17.16%) Land $160,200 Building $661,700
2024$631.00 (+1.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$488,801 (+3%)$701,500 (+12.31%) Land $114,400 Building $587,100
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$474,565 (+3%)$624,600 (+15.43%) Land $114,400 Building $510,200
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$460,743$541,100 Land $114,400 Building $426,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 388 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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