5198 Moore St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5198 Moore St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage2,246 sqft Heated Area
Lot Size44,693 sqft (1.02 acres)
OccupancyOwner Occupied
Last Sale$620,000 (2021)
Tax Bill$5,550.00 (2025)

Property Details

APN / Parcel Number

Primary APN91121
Alternative APN
  • 172531426001920010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,246 sqft Heated Area
Gross Area4,440 sqft Gross Area
1st Floor2,246 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area44,693 sqft (1.02 acres)
Depth X Width295 ft x 150 ft Depth x Width
Parking Spaces9 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area1,290 sqft Garage
PorchFinished/Screened Porch
Porch Area304 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number91121
Street Address5198 MOORE ST
CitySAINT CLOUD
StateFL
Zip34771-7871
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 192 LOTS 1, 2, 9, 10, E 45.5 FT LOT 3 & E 45.5 FT LOT 8 PB 1 PG 073 & N 1/2 OF
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block192
Legal Lot Number3 2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 91121

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5198 MOORE ST, SAINT CLOUD, FL 34771-7871
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 20, 2021Warranty Deed, Transfer
NONA TITLE INC
Aug 03, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleAug 03, 2021 · Amount on Record
Deed Doc Number2021163543
Deed Book / Page6069 / 1080
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5198 MOORE ST, SAINT CLOUD, FL 34771-7871
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062880065
DateSep 19, 2022
Book Page6288/65
Instrument2022141771
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 20, 2021
Property Address5198 MOORE ST, SAINT CLOUD, FL 34771-7871
Document Number0060691080
Book / Page6069 / 1080
Map ReferenceMB 1 PG 71&72
Instrument DateOct 07, 2021
Instrument2021163543
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
Tax$4,340.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8123 PRESTBURY DR, ORLANDO, FL 32832-6314

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5198 MOORE ST, SAINT CLOUD, FL 34771-7871

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2021
Property Address5198 MOORE ST, SAINT CLOUD, FL 34771-7871
Document Number0060151875
Book / Page6015 / 1875
Map ReferenceMB 1 PG 71&72
Instrument DateJun 24, 2021
Instrument2021120314
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2304 PESARO CIR, OCOEE, FL 34761-5005

Transferred To (Grantee/Buyer)

NameVerified Name
Address5198 MOORE ST, SAINT CLOUD, FL 34771-7871

Mortgage

Document Number0060151877
DateAug 03, 2021
Instrument6015/1877
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,550.00 (+6.73%) Homeowner's exemption$390,035 (+5.99%)$573,000 (+26.71%) Land $73,400 Building $499,600
2023$5,200.00 (+3.83%) Homeowner's exemption$368,003 (+3%)$452,200 (+16.52%) Land $67,800 Building $384,400
2022$5,008.00 Homeowner's exemption$357,285$388,100 Land $67,800 Building $320,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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