Osceola County property record for 5172 Moore St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,494 sqft Heated Area |
| Lot Size | 66,211 sqft (1.52 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,700 (2020) |
| Tax Bill | $9,015.00 (2025) |
| Primary APN | 157763 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,494 sqft Heated Area |
| Gross Area | 4,958 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 157763 |
|---|---|
| Street Address | 5172 MOORE ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7871 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 72 & 73 LOTS 2 THRU 9 LESS W 50 FT OF LOTS 5 & 6 OF BLKS 190 & 201 AND VAC ALLEYS AND VAC |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Tract | 4260 |
| Legal Block | 190,201 |
| Legal Lot Number | 2-9 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 157763
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5172 MOORE ST, SAINT CLOUD, FL 34771-7871 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Apr 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 05, 2019 | Warranty Deed, Construction Loan · Building or Construction Mortgage MARLON V & KAREN E PHILLIPS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Prior Sale | Nov 08, 2012 · Amount on Record |
| Deed Doc Number | 2020054085 |
| Deed Book / Page | 4349 / 0082 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5172 MOORE ST, SAINT CLOUD, FL 34771-7871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5166 MOORE ST, SAINT CLOUD, FL 34771-7871 |
| Document Number | 0058232430 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 5823/2430 |
| Instrument | 2020148162 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 30, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Nov 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.7% |
| Max Rate At Change | 4.7% |
| Index | 1-Year LIBOR |
| Max Rate | 8.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 5172 MOORE ST, SAINT CLOUD, FL 34771-7871 |
| Document Number | 0057102266 |
| Book / Page | 005710 / 002266 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 54085 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $544.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 94 ETHEL ST VALLEY STREAM NY 115803145, VALLEY STREAM, NY 11580-3145 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 5172 MOORE ST, SAINT CLOUD, FL 34771-7871 |
| Document Number | 0054862817 |
| Book / Page | 005486 / 002817 |
| Instrument Date | Mar 05, 2019 |
| Instrument | 28348 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 104 CARROLL ST ISLAMORADA FL 33036, ISLAMORADA, FL 33036 |
| Document Number | 54862820 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 005486/002820 |
| Instrument | 28349 |
| Name | MARLON V & KAREN E PHILLIPS |
|---|---|
| Address | 5200 MOORE ST, ST CLOUD, FL 34771-7750 |
| Special Notes | Lender is also the Seller |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 04, 2020 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,015.00 (+6.12%) Homeowner's exemption | $640,152 (+5.99%) | $903,300 (+32.49%) Land $156,700 Building $746,600 |
| 2023 | $8,495.00 (+11.21%) Homeowner's exemption | $603,992 (+3%) | $681,800 (+16.27%) Land $108,500 Building $573,300 |
| 2022 | $7,639.00 Homeowner's exemption | $586,400 Land $108,500 Building $477,900 | $586,400 Land $108,500 Building $477,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 452 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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