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5194 Moore St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5194 Moore St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage1,932 sqft Heated Area
Lot Size44,693 sqft (1.02 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2024)
Tax Bill$3,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN91122
Alternative APN
  • 172531426001920040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,932 sqft Heated Area
Gross Area2,880 sqft Gross Area
1st Floor1,596 sqft 1st Floor
Attic Area210 sqft Attic
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Exterior MaterialVinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area44,693 sqft (1.02 acres)
Depth X Width295 ft x 152 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Pool Area28 sqft Pool
Shed1 Shed
Shed Area120 sqft Shed
Deck Area917 sqft Deck
Porch1 Porch
Porch Area612 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number91122
Street Address5194 MOORE ST
CitySAINT CLOUD
StateFL
Zip34771-7871
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 192 LOTS 4-7, W 8.5 FT LOT 3 & W 8.5 FT LOT 8 & N 1/2 OF VAC HICKS ST ABUTTING
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block192
Legal Lot Number3-8 7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 91122

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2024Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Oct 06, 2020Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jan 26, 2022Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Sep 07, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2024 · Amount on Record
Deed SaleJun 04, 2024 · Amount on Record
Prior SaleJan 26, 2022 · Amount on Record
Deed Doc Number2024073074
Deed Book / Page6610 / 2505
Record RefreshedJun 08, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 04, 2024
Property Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871
Document Number0066102505
Book / Page6610 / 2505
Map ReferenceMB 1 PG 71&72
Instrument DateMay 16, 2024
Instrument2024073074
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1856 STEWART RD, GRANTS PASS, OR 97526-9691

Transferred To (Grantee/Buyer)

NameVerified Name
Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058062645
DateOct 06, 2020
Book Page5806/2645
Instrument2020133645
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 01, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 26, 2022
Property Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871
Document Number0061370245
Book / Page6137 / 245
Map ReferenceMB 1 PG 71&72
Instrument DateJan 25, 2022
Instrument2022013869
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5232 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156

Transferred To (Grantee/Buyer)

NameVerified Name
Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871

Mortgage

Document Number0006137247
DateJan 26, 2022
Instrument6137/247
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 07, 2017
Property Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871
Document Number0052060967
Book / Page5206 / 0967
Map ReferenceMB1 PG71&72
Instrument DateSep 06, 2017
Instrument2017129045
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 DELANEY AVE # AVEC13, 1100, ORLANDO, FL 32806-1237

Transferred To (Grantee/Buyer)

NameVerified Name
Address5194 MOORE ST, SAINT CLOUD, FL 34771-7871

Mortgage

Document Number0052060969
DateSep 07, 2017
Instrument5206/0969
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,075.00 (-62.73%) Homeowner's exemption Widower's exemption$216,375 (-39.15%)$443,300 (+24.66%) Land $73,400 Building $369,900
2023$8,250.00 (+153.22%) Homeowner's exemption$355,600 (+53.26%) Land $67,800 Building $287,800$355,600 (+14.41%) Land $67,800 Building $287,800
2022$3,258.00 Homeowner's exemption$232,020$310,800 Land $67,800 Building $243,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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