5181 Moore St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5181 Moore St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2022
Square Footage3,104 sqft Heated Area
Lot Size188,615 sqft (4.32 acres)
GarageFinished
Last Sale$1,250,000 (2024)
Tax Bill$12,863.00 (2025)

Property Details

APN / Parcel Number

Primary APN172531426001360030

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area3,104 sqft Heated Area
Gross Area3,900 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area188,615 sqft (4.32 acres)
Garage TypeFinished Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area300 sqft Pool
Patio Area640 sqft Patio
PorchOpen Porch
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5181 MOORE ST
CitySAINT CLOUD
StateFL
Zip34771-7716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 136 LOTS 3, 4, 7, 8 & W 5 FT OF LOTS 2 & 9 LESS W 10 FT OF LOTS 4 & 7, BLK 159
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Lot Number2-4,7-9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 172531426001360030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address5 ASBURY RD SE, HUNTSVILLE, AL 35801-1101
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 20, 2024Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2024 · Amount on Record
Deed SaleJun 20, 2024 · Amount on Record
Prior SaleJul 14, 2021 · Amount on Record
Deed Doc Number2024081301
Deed Book / Page6620 / 572
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5181 MOORE ST, SAINT CLOUD, FL 34771-7716
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5181 MOORE ST, SAINT CLOUD, FL 34771-7716

Mortgage

Document Number0063491615
DateJan 26, 2023
Book Page6349/1615
Instrument2023010168
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 20, 2024
Property Address5181 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0066200572
Book / Page6620 / 572
Map ReferenceMB 1 PG 71&72
Instrument DateJun 14, 2024
Instrument2024081301
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11875 LANGUAGE WAY, ORLANDO, FL 32832-6779

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5 ASBURY RD SE, HUNTSVILLE, AL 35801-1101

Mortgage

Document Number2024081303
DateJun 20, 2024
Instrument2024081303
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 14, 2021
Property Address5181 MOORE ST, SAINT CLOUD, FL 34771-7716
Document Number0060021248
Book / Page6002 / 1248
Map ReferenceMB 1 PG 71&72
Instrument DateJun 21, 2021
Instrument2021109523
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$903.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12260 SONNET AVE, ORLANDO, FL 32832-5211

Mortgage

Document Number0060021250
DateJul 14, 2021
Instrument6002/1250
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,863.00 (+37.31%)$877,000 (+31.58%) Land $142,000 Building $735,000$877,000 (+31.58%) Land $142,000 Building $735,000
2023$9,368.00 (+561.12%) Homeowner's exemption$666,500 (+557.3%) Land $101,400 Building $565,100$666,500 (+557.3%) Land $101,400 Building $565,100
2022$1,417.00$101,400 Land $101,400$101,400 Land $101,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 388 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Moore St

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