Osceola County property record for 5181 Moore St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,104 sqft Heated Area |
| Lot Size | 188,615 sqft (4.32 acres) |
| Garage | Finished |
| Last Sale | $1,250,000 (2024) |
| Tax Bill | $12,863.00 (2025) |
| Primary APN | 172531426001360030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 3,104 sqft Heated Area |
| Gross Area | 3,900 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 188,615 sqft (4.32 acres) |
| Garage Type | Finished Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 300 sqft Pool |
| Patio Area | 640 sqft Patio |
| Porch | Open Porch |
| Porch Area | 190 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5181 MOORE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 136 LOTS 3, 4, 7, 8 & W 5 FT OF LOTS 2 & 9 LESS W 10 FT OF LOTS 4 & 7, BLK 159 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Lot Number | 2-4,7-9 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 172531426001360030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5 ASBURY RD SE, HUNTSVILLE, AL 35801-1101 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Jul 14, 2021 · Amount on Record |
| Deed Doc Number | 2024081301 |
| Deed Book / Page | 6620 / 572 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5181 MOORE ST, SAINT CLOUD, FL 34771-7716 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5181 MOORE ST, SAINT CLOUD, FL 34771-7716 |
| Document Number | 0063491615 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 6349/1615 |
| Instrument | 2023010168 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 20, 2024 |
| Property Address | 5181 MOORE ST, SAINT CLOUD, FL 34771-7716 |
| Document Number | 0066200572 |
| Book / Page | 6620 / 572 |
| Map Reference | MB 1 PG 71&72 |
| Instrument Date | Jun 14, 2024 |
| Instrument | 2024081301 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11875 LANGUAGE WAY, ORLANDO, FL 32832-6779 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5 ASBURY RD SE, HUNTSVILLE, AL 35801-1101 |
| Document Number | 2024081303 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 2024081303 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 5181 MOORE ST, SAINT CLOUD, FL 34771-7716 |
| Document Number | 0060021248 |
| Book / Page | 6002 / 1248 |
| Map Reference | MB 1 PG 71&72 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021109523 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $903.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 12260 SONNET AVE, ORLANDO, FL 32832-5211 |
| Document Number | 0060021250 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 6002/1250 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,863.00 (+37.31%) | $877,000 (+31.58%) Land $142,000 Building $735,000 | $877,000 (+31.58%) Land $142,000 Building $735,000 |
| 2023 | $9,368.00 (+561.12%) Homeowner's exemption | $666,500 (+557.3%) Land $101,400 Building $565,100 | $666,500 (+557.3%) Land $101,400 Building $565,100 |
| 2022 | $1,417.00 | $101,400 Land $101,400 | $101,400 Land $101,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 388 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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