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5186 Moore St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5186 Moore St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms5 Baths
Year BuiltBuilt 2022
Square Footage3,628 sqft Heated Area
Lot Size127,631 sqft (2.93 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2020)
Tax Bill$9,607.00 (2025)

Property Details

APN / Parcel Number

Primary APN172531426001910020

Interior

Bedrooms3 Beds
Full Baths5 Baths
Building Area3,628 sqft Heated Area
Gross Area5,231 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area127,631 sqft (2.93 acres)
Garage TypeFinished Garage
Pool Area264 sqft Pool
Deck Area1,660 sqft Deck
Patio Area324 sqft Patio

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5186 MOORE ST
CitySAINT CLOUD
StateFL
Zip34771-7871
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71-72 BLK 191 LOTS 2,3,8 & 9, BLK 200 LOTS 2,3,8 & 9 AND VAC ALLEYS AND VAC HICKS ST LYING
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block191,200
Legal Lot Number2-3,8-9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 172531426001910020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5186 MOORE ST, SAINT CLOUD, FL 34771-7871
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Sep 02, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleMar 05, 2019 · Amount on Record
Deed Doc Number2020116630
Deed Book / Page5786 / 690
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5186 MOORE ST, SAINT CLOUD, FL 34771-7871
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5186 MOORE ST, SAINT CLOUD, FL 34771-7871
InvestorPossibly a Property Investor

Mortgage

Document Number0062391453
DateJun 24, 2022
Book Page6239/1453
Instrument2022098821
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 02, 2020
Property Address5186 MOORE ST, SAINT CLOUD, FL 34771-7871
Document Number0057860690
Book / Page5786 / 690
Map ReferenceMB 1 PG 71
Instrument DateAug 21, 2020
Instrument2020116630
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5166 MOORE ST, 5166, SAINT CLOUD, FL 34771-7871

Transferred To (Grantee/Buyer)

NameVerified Name
Address2930 WILLOW CREEK LN, KISSIMMEE, FL 34741-7618

Mortgage

Document Number0005786692
DateSep 02, 2020
Instrument5786/692
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateSep 01, 2025
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate11.5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,607.00 (+15.43%) Homeowner's exemption$682,898 (+15.42%)$1,003,700 (+39.54%) Land $108,000 Building $895,700
2023$8,323.00 (+413.45%) Homeowner's exemption$591,675 (+691.01%)$719,300 (+861.63%) Land $74,800 Building $644,500
2022$1,621.00$74,800 Land $74,800$74,800 Land $74,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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