Henderson County property record for 517 Overlook Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,333 sqft · built 1995 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $575,000 (Aug 2019) |
| Tax Bill | $3,323 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566863653 |
| Primary APN | 9566863653 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,333 sqft Heated Area |
| 1st Floor Area | 2,794 sqft |
| Basement Area | 1,620 sqft |
| Finished Basement | 1,523 sqft |
| Unfinished Basement | 97 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 236 sqft |
| Balcony Area | 16 sqft |
| Canopy | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9939339 |
|---|---|
| Street Address | 517 OVERLOOK DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9939339~R- |
| Legal Description | KENMURE PH LO23 PH3 SEN PL1988-532 |
| Legal Subdivision | KENMURE (2271) |
| Legal Phase | 3 |
| Legal Block | 86 |
| Legal Lot Number | 3653 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 931500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 517 OVERLOOK DR, FLAT ROCK, NC 28731-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Aug 29, 2019 | Warranty Deed, Transfer |
| Jan 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Deed Book / Page | 3380 / 94 |
| Prior Transfer Date | Jan 18, 2018 |
| Prior Transfer Doc | 0031550436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 517 OVERLOOK DR, FLAT ROCK, NC 28731-8503 |
| Document Number | 0034260253 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 CHIPPEWA LN HENDERSONVILLE NC 287911808, HENDERSONVILLE, NC 28791-1808 |
| Document Number | 0034260253 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 003426/000253 |
| Instrument | 916354 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, NC 28792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 11, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 517 OVERLOOK DR, FLAT ROCK, NC 28731-8503 |
| Document Number | 0033800094 |
| Book / Page | 3380 / 94 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 OVERLOOK DR, FLAT ROCK, NC 28731-8503 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jan 23, 2018 |
| Property Address | 517 OVERLOOK DR, FLAT ROCK, NC 28731-8503 |
| Document Number | 0031550436 |
| Book / Page | 003155 / 000436 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 877516 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 517 OVERLOOK DR FLAT ROCK NC 287318503, FLAT ROCK, NC 28731-8503 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $771,000 (-) Land $105,900 Building $665,100 | ||
| 2025 | $3,323.00 | $771,000 (-) Land $105,900 Building $665,100 | |
| 2023 | $771,000 Land $105,900 Building $665,100 | $771,000 Land $105,900 Building $665,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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