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520 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 520 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,488 sqft · built 2003
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Feb 2020)
Deeds & MortgagesFeb 2020 Sale
Flood ZoneZone X (minimal risk)
APN9566779181

Property Details

APN / Parcel Number

Primary APN9566779181
Alternative APNs
  • 00956677918155
  • 9939326

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area4,488 sqft Heated Area
Gross Area5,966 sqft
1st Floor Area2,640 sqft
Basement Area2,640 sqft
Finished Basement1,848 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area39,204 sqft (0.9 acres)
Garage Area686 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area402 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9939326
Old Parcel Number00956677918155
Street Address520 OVERLOOK DR
CityFLAT ROCK
StateNC
Zip28731-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9939326~R-40
Legal Description#04 SEC A KENMURE PH III PHIII SEA
Legal SubdivisionKENMURE (2271)
Legal Phase3
Legal Block77
Legal Lot Number9181
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2010
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 Overlook Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Henderson County records, as of July 14, 2023

Owner of Record2 Individual Names on File
Mailing Address520 OVERLOOK DR, FLAT ROCK, NC 28731-8503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2020 · Amount on File
Deed SaleFeb 14, 2020 · Amount on File
Deed Document Number0000345125
Deed Book / Page3451 / 25
Record UpdatedJun 7, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateFeb 14, 2020
Property Address520 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Document Number0034510025
Book / Page003451 / 000025
Instrument DateFeb 13, 2020
Instrument919813
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 OVERLOOK DR FLAT ROCK NC 287318503, FLAT ROCK, NC 28731-8503

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$960,700 Land $108,300 Building $852,400$960,700 Land $108,300 Building $852,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Overlook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overlook Dr

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