Henderson County property record for 525 Overlook Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,047 sqft · built 1990 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,438 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566860774 |
| Primary APN | 9566860774 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 5,047 sqft Heated Area |
| 1st Floor Area | 2,884 sqft |
| Basement Area | 3,112 sqft |
| Finished Basement | 1,009 sqft |
| Unfinished Basement | 2,103 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Area | 576 sqft |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10010787 |
|---|---|
| Street Address | 525 OVERLOOK DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10010787~R |
| Legal Description | KENMURE LO27R1 PH3 SEN PL2023-14819 |
| Legal Subdivision | HILL AND ASSOCIATES SURVEYORS PA |
| Legal Phase | 3 |
| Legal Block | 86 |
| Legal Lot Number | 774 |
| Jurisdiction | HENDERSON NC |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
525 Overlook Dr is owner-occupied and held in a trust since June 2023.
Source: Henderson County records, as of July 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 525 OVERLOOK DR, FLAT ROCK, NC 28731-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2023 |
| Transfer Doc | 0000999137 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 525 Overlook Dr was $4,438.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029,700 Land $106,800 Building $922,900 | ||
| 2025 | $4,438.00 | ||
| 2023 | $1,029,700 Land $106,800 Building $922,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 525 Overlook Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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