510 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 510 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,073 sqft · built 1992
Lot Size1.57 acres (68,389 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Aug 2016)
Tax Bill$3,066 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9566878218

Property Details

APN / Parcel Number

Primary APN9566878218
Alternative APNs
  • 00956687821855
  • 9941421

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area3,073 sqft Heated Area
1st Floor Area2,049 sqft
Basement Area2,050 sqft
Finished Basement1,025 sqft
Unfinished Basement1,025 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area68,389 sqft (1.57 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area226 sqft
Deck Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9941421
Street Address510 OVERLOOK DR
CityFLAT ROCK
StateNC
Zip28731-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9941421~R-
Legal DescriptionKENMURE LO15 PHIII SEA PL1989-763
Legal SubdivisionKENMURE (2271)
Legal Phase3
Legal Block87
Legal Lot Number8218
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2010
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address510 OVERLOOK DR, FLAT ROCK, NC 28731-8503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2016 · Amount on Record
Deed SaleAug 31, 2016 · Amount on Record
Prior SaleSep 30, 2010 · Amount on Record
Deed Book / Page1677 / 682
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address510 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030760649
DateJul 10, 2017
Book Page3076/649
Lender
NameTNBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$711,500 (-) Land $96,800 Building $614,700
2025$3,066.00
2023$711,500 Land $96,800 Building $614,700$711,500 Land $96,800 Building $614,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overlook Dr

Nearby Streets

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