512 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 512 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,267 sqft · built 2001
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Aug 2022)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9566877015`

Property Details

APN / Parcel Number

Primary APN	`9566877015`
Alternative APNs	`00956687701555` `9941418`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,267 sqft Heated Area
1st Floor Area	2,446 sqft
Basement Area	1,619 sqft
Finished Basement	821 sqft
Unfinished Basement	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	795 sqft
Deck Area	60 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9941418
Street Address	512 OVERLOOK DR
City	FLAT ROCK
State	NC
Zip	28731-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9941418~R-
Legal Description	KENMURE LO11 PHIII SEA PL1989-763
Legal Subdivision	KENMURE (2271)
Legal Phase	3
Legal Block	87
Legal Lot Number	7015
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2010
Census Tract	931500

Owner

Source: Henderson County records · APN 9566877015

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	512 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	2022984719
Deed Book / Page	3949 / 241
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	0016310505
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 11, 2022
Property Address	512 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Document Number	0039490241
Book / Page	3949 / 241
Map Reference	MB 555 PG 763
Instrument Date	Aug 11, 2022
Instrument	984719
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 GROSBEAK CT, 105, LAKE FREDERICK, VA 22630-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 OVERLOOK DR, FLAT ROCK, NC 28731-8503

Mortgage

Document Number	0000984720
Date	Aug 11, 2022
Instrument	984720

Lender

Name	BEVERLY HANKS MORTGAGE SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,700 (-) Land $87,100 Building $759,600
2025	$3,649.00	$846,700 (-) Land $87,100 Building $759,600
2023		$846,700 Land $87,100 Building $759,600	$846,700 Land $87,100 Building $759,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 147 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.