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514 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 514 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,002 sqft · built 1997
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Jun 2021)
Tax Bill$2,785 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9566864987

Property Details

APN / Parcel Number

Primary APN9566864987
Alternative APNs
  • 00956686498755
  • 9939329

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,002 sqft Heated Area
1st Floor Area2,382 sqft
Basement Area596 sqft
Finished Basement596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area41,382 sqft (0.95 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area49 sqft
Deck Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9939329
Street Address514 OVERLOOK DR
CityFLAT ROCK
StateNC
Zip28731-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9939329~R-
Legal DescriptionKENMURE LO10 PHIII SEA PL1989-763
Legal SubdivisionKENMURE (2271)
Legal Phase3
Legal Block86
Legal Lot Number4987
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2010
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 OVERLOOK DR, FLAT ROCK, NC 28731-8503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleAug 1, 2006 · Amount on Record
Deed Document Number2021957030
Deed Book / Page3740 / 409
Prior Transfer DateApr 7, 2008
Prior Transfer Doc0013570132
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 30, 2021
Property Address514 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Document Number0037400409
Book / Page3740 / 409
Map ReferenceSL 532
Instrument DateJun 29, 2021
Instrument957030
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 TOWNE PLACE DR # DR100, 16, HENDERSONVILLE, NC 28792-5889

Transferred To (Grantee/Buyer)

NameVerified Name
Address4247 HARROGATE DR NW, ATLANTA, GA 30327-3624

Mortgage

Document Number957031
DateJun 30, 2021
Instrument957031
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$646,300 (-) Land $87,200 Building $559,100
2025$2,785.00$646,300 (+4.77%) Land $87,200 Building $559,100
2023$616,900 Land $87,200 Building $529,700$646,300 Land $87,200 Building $559,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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