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5151 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5151 Pine Ridge Dr, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,835 sqft · built 2004
Lot Size1.54 acres (67,474 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2021)
Tax Bill$2,275 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN000031360407

Property Details

APN / Parcel Number

Primary APN000031360407
Alternative APN
  • 31360407

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,835 sqft Heated Area
Gross Area2,051 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area67,474 sqft (1.54 acres)
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031360407
Street Address5151 PINE RIDGE DR
CityCHIPLEY
StateFL
Zip32428-6519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 PINE LAKE EST PHASE III 1.54 AC, ORB 1207 P 240
Legal Range14W
Legal Township01N
Legal Section29
Legal SubdivisionPINE LAKE ESTATE
Legal Phase3
Legal Block3136
Legal Lot Number7
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1332
Census Tract970301

Owner

Source: Washington County records · APN 000031360407

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5151 PINE RIDGE DR, CHIPLEY, FL 32428-6519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Prior SaleNov 19, 2007
Deed Document Number0001207240
Deed Book / Page1207 / 240
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 21, 2021
Property Address5151 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number0067003862
Book / Page1207 / 240
Map ReferenceMB 4 PG 3
Instrument DateMay 21, 2021
Instrument202167003862
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2799 GRANTHAM DR, CHIPLEY, FL 32428-3804

Transferred To (Grantee/Buyer)

NameVerified Name
Address3134 W 22ND ST, PANAMA CITY, FL 32405-1866

Mortgage

Document Number0000000242
DateMay 21, 2021
Instrument1207/242
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,275.00 (+6.56%) Homeowner's exemption$205,145 (+2.9%)$288,452 (+19.08%) Land $45,150 Building $243,302
2024$2,135.00 (+2.3%) Homeowner's exemption$199,363 (+3%)$242,237 (+16.77%) Land $44,100 Building $198,137
2023$2,087.00 (+2.96%) Homeowner's exemption$193,556 (+3%)$207,450 (+10.39%) Land $30,000 Building $177,450
2022$2,027.00 Homeowner's exemption$187,918 Land $26,000 Building $161,918$187,918 Land $26,000 Building $161,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021, rainfall accumulation
Claims By Storm
  • Hurricane Michael, Oct 2018 · 2 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Wildstar NetworksFixed Wireless200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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