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5142 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5142 Pine Ridge Dr, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,550 sqft · built 2017
Lot Size126 acres (5,525,150 sqft)
OwnerCompany Name on File
Tax Bill$6,205 (2025)
Deeds & MortgagesJan 2026 Mortgage
May 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN000031360506

Property Details

APN / Parcel Number

Primary APN000031360506
Alternative APN
  • 31360506

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,550 sqft Heated Area
Gross Area2,491 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialShingles
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,525,150 sqft (126 acres)
Pool Area384 sqft
Patio Area941 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031360506
Street Address5142 PINE RIDGE DR
CityCHIPLEY
StateFL
Zip32428-5573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description29 1 14 126.84 ORB 592 P 46 PARCEL DESC IN ORB 592 P 46, CERT OF CONVERSION IN ORB 863 P 409
Legal Range14W
Legal Township01N
Legal Section29
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1332
Census Tract970301

Owner

Source: Washington County records · APN 000031360506

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 9088, PANAMA CITY BEACH, FL 32417-9088
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
May 24, 2018Grant Deed, Mortgage
SUMMIT BK/BENTON
May 18, 2018Deed of Trust, Mortgage
SUMMIT BK/BENTON
May 15, 2017Deed of Trust, Mortgage
PEOPLESSOUTH BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2010
Deed SaleAug 27, 2010
Deed Document Number0000863409
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5142 PINE RIDGE DR, CHIPLEY, FL 32428-5573
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address17687 ASHLEY DR, PANAMA CITY BEACH, FL 32413-5118

Mortgage

Document Number0067000495
DateJan 22, 2026
Book Page1359/851
Instrument202667000495
Lender
NameCADENCE BANK NA
TypeBank
Address101 W 23RD ST, PANAMA CITY, FL 32405
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWASHINGTON FL
Recording DateMay 24, 2018
Property Address5142 PINE RIDGE DR, CHIPLEY, FL 32428-5573
Book / Page001118 / 000733
Instrument DateMay 18, 2018
Instrument67003583
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12218 PANAMA CITY BEACH PKWY PANAMA CITY BEACH FL 324072700, PANAMA CITY BEACH, FL 32407-2700

Mortgage

Document Number0067003583
DateMay 24, 2018
Book Page001118/000733
Instrument67003583
Lender
NameSUMMIT BK/BENTON
TypeBank
AddressPO BOX 15428, PANAMA CITY, FL 32406-5428
Agreement
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5142 PINE RIDGE DR, CHIPLEY, FL 32428-5573
Document Number0067003582
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedMay 30, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17687 ASHLEY DR PANAMA CITY BEACH FL 324135118, PANAMA CITY BEACH, FL 32413-5118

Mortgage

Document Number0067003582
DateMay 24, 2018
Book Page001118/000724
Instrument67003582
Lender
NameSUMMIT BK/BENTON
TypeBank
AddressPO BOX 15428, PANAMA CITY, FL 32406-5428
Agreement
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5142 PINE RIDGE DR, CHIPLEY, FL 32428-5573
Document Number0067003238
Book / Page001089 / 000776
Instrument DateMay 15, 2017
Transaction TypeMortgage
Record UpdatedJun 08, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 9547 PANAMA CITY BEACH FL 324179547, PANAMA CITY BEACH, FL 32417-9547

Mortgage

Document Number0067003238
DateMay 26, 2017
Book Page001089/000776
Instrument67003238
Lender
NamePEOPLESSOUTH BK
TypeBank
Address400 W 23RD ST, PANAMA CITY, FL 32405-4508
Agreement
AmountAmount Recorded
Term240 Months
DueMay 25, 2037

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,205.00 (+2.71%)$448,006 (+1.22%) Land $279,048 Building $168,958$448,006 (+1.22%) Land $279,048 Building $168,958
2024$6,041.00 (+3.07%)$442,586 (+3.08%) Land $279,048 Building $163,538$442,586 (+3.08%) Land $279,048 Building $163,538
2023$5,861.00 (+2.18%)$429,370 (+2.94%) Land $279,048 Building $150,322$429,370 (+2.94%) Land $279,048 Building $150,322
2022$5,736.00$417,099 Land $279,048 Building $138,051$417,099 Land $279,048 Building $138,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021, rainfall accumulation
Claims By Storm
  • Hurricane Michael, Oct 2018 · 2 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 862 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Wildstar NetworksFixed Wireless200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

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