Washington County property record for 5128 Pine Ridge Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 2023 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,890 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031360509 |
| Primary APN | 000031360509 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 4,264 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 204,732 sqft (4.7 acres) |
| Garage Area | 1,200 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5128 PINE RIDGE DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 1 14 4.7 ORB 1047 P 415 PRCL DESC IN ORB 1047 P 415 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 29 |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1332 |
| Census Tract | 970301 |
Source: Washington County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5128 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE CU |
| May 25, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2023 |
| Transfer Doc | 0067003628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 5128 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 173 CONCORD CIR, PANAMA CITY, FL 32405-3557 |
| Document Number | 0067001020 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | 1328/338 |
| Instrument | 202567001020 |
| Name | PANHANDLE CU |
|---|---|
| Type | Credit Union |
| Address | 2724 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.05% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 8.05% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 14% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 25, 2023 |
| Property Address | 5128 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Document Number | 0067003628 |
| Book / Page | 1273 / 180 |
| Instrument Date | May 2, 2023 |
| Instrument | 202367003628 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3201 MINNESOTA AVE, PANAMA CITY, FL 32405-5028 |
| Name | Verified Name |
|---|---|
| Address | 5126 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,890.00 (-36.04%) Homeowner's exemption | $177,301 (-19.2%) | $253,468 (+15.51%) Land $30,550 Building $222,918 |
| 2024 | $2,955.00 (+337.78%) | $219,430 (+343.74%) Land $30,550 Building $188,880 | $219,430 (+343.74%) Land $30,550 Building $188,880 |
| 2023 | $675.00 (+6.64%) | $49,450 (+4.99%) Land $30,550 Building $18,900 | $49,450 (+4.99%) Land $30,550 Building $18,900 |
| 2022 | $633.00 | $47,100 Land $28,200 Building $18,900 | $47,100 Land $28,200 Building $18,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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