Washington County property record for 5127 Pine Ridge Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,376 sqft · built 2023 |
| Lot Size | 1.83 acres (80,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,400 (Feb 2022) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031360403 |
| Primary APN | 000031360403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,376 sqft Heated Area |
| Gross Area | 3,290 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 80,020 sqft (1.83 acres) |
| Pool Area | 288 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000031360403 |
|---|---|
| Street Address | 5127 PINE RIDGE DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PINE LAKE EST PHASE III 1.83 AC, ORB 1232 P 512. |
| Legal Range | 14W |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Phase | 3 |
| Legal Block | 3136 |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1332 |
| Census Tract | 970301 |
5127 Pine Ridge Dr is owned by an individual who bought it in February 2022.
Source: Washington County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 236 TURNER DR, BLAIRSVILLE, PA 15717-8200 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Feb 11, 2022 | Warranty Deed, Transfer UNKNOWN, DEFENDER T&E AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on File |
| Deed Sale | Feb 11, 2022 · Amount on File |
| Deed Document Number | 202267001374 |
| Deed Book / Page | 1232 / 512 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 5127 PINE RIDGE DR, CHIPLEY, FL 32428-6519 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 236 TURNER DR, BLAIRSVILLE, PA 15717-8200 |
| Document Number | 0067003493 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 1272/694 |
| Instrument | 202367003493 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Feb 11, 2022 |
| Property Address | 5127 PINE RIDGE DR, CHIPLEY, FL 32428-6519 |
| Document Number | 0067001374 |
| Book / Page | 1232 / 512 |
| Map Reference | MB 4 PG 3 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 202267001374 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | UNKNOWN, DEFENDER T&E AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $289.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 N 9TH ST, PANAMA CITY, FL 32404-7064 |
| Name | Verified Name |
|---|---|
| Address | 236 TURNER DR, BLAIRSVILLE, PA 15717-8200 |
The 2025 property tax bill for 5127 Pine Ridge Dr was $4,169, up 10.7% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,169.00 (+10.73%) | $301,026 (+5.02%) Land $45,150 Building $255,876 | $301,026 (+5.02%) Land $45,150 Building $255,876 |
| 2024 | $3,765.00 (+820.54%) | $286,639 (+855.46%) Land $44,100 Building $242,539 | $286,639 (+855.46%) Land $44,100 Building $242,539 |
| 2023 | $409.00 (+14.57%) | $30,000 (+15.38%) Land $30,000 | $30,000 (+15.38%) Land $30,000 |
| 2022 | $357.00 | $26,000 Land $26,000 | $26,000 Land $26,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5127 Pine Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5127 Pine Ridge Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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