5147 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5147 Pine Ridge Dr, Chipley, FL 32428

Property Summary

Property TypeResidential Vacant Land
Lot Size2.04 acres (89,254 sqft)
OwnerIndividual Name on File
Last Sale$84,500 (Oct 2023)
Tax Bill$804 (2025)
Deeds & MortgagesMar 2025 Mortgage
Jul 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN000031360406

Property Details

APN / Parcel Number

Primary APN000031360406
Alternative APN
  • 31360406

Exterior

Lot Area89,254 sqft (2.04 acres)

Location & Zoning

Account Number000031360406
Street Address5147 PINE RIDGE DR
CityCHIPLEY
StateFL
Zip32428-6519
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 6 PINE LAKE EST PHASE III 2.04 AC ORB 1286 P 8
Legal Range14W
Legal Township01N
Legal Section29
Legal SubdivisionPINE LAKE ESTATE
Legal Phase3
Legal Block3136
Legal Lot Number6
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1332
Census Tract970301

Owner

5147 Pine Ridge Dr, residential vacant land, is owned and occupied by an individual who bought it in October 2023.

Source: Washington County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5147 PINE RIDGE DR, CHIPLEY, FL 32428-6519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2025Deed of Trust, Mortgage · VA Mortgage
PANHANDLE CU
Jul 31, 2024Deed of Trust, Mortgage · Line of Credit
PANHANDLE CU
Oct 23, 2023Warranty Deed, Transfer
EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC
Apr 20, 2022Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2023 · Amount on File
Deed SaleOct 23, 2023 · Amount on File
Prior SaleApr 20, 2022 · Amount on File
Deed Document Number202367007404
Deed Book / Page1286 / 8
Record UpdatedJun 8, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5147 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5147 PINE RIDGE DR, CHIPLEY, FL 32428-6519

Mortgage

Document Number0067002084
DateMar 25, 2025
Book Page1331/955
Instrument202567002084
Lender
NamePANHANDLE CU
TypeCredit Union
Address2718 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5147 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8809 CATAWBA CT, YOUNGSTOWN, FL 32466-2677

Mortgage

Document Number0067005667
DateJul 31, 2024
Book Page1311/714
Instrument202467005667
Lender
NamePANHANDLE CU
TypeCredit Union
Address2724 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405
Agreement
TypeLine of Credit
AmountAmount on Record
Term18 Months
DueJan 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 23, 2023
Property Address5147 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number0067007404
Book / Page1286 / 8
Map ReferenceMB 4 PG 3
Instrument DateOct 20, 2023
Instrument202367007404
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$591.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8484 40TH ST SE, EYOTA, MN 55934-3002

Transferred To (Grantee/Buyer)

NameVerified Name
Address8809 CATAWBA CT, YOUNGSTOWN, FL 32466-2677

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 20, 2022
Property Address5147 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number0067003567
Book / Page1239 / 286
Map ReferenceMB 4 PG 3
Instrument DateApr 19, 2022
Instrument202267003567
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address726 CASON CIR, PANAMA CITY, FL 32405-6471

Transferred To (Grantee/Buyer)

NameVerified Name
Address8484 40TH ST SE, EYOTA, MN 55934-3002

Tax Assessment & Valuation

The 2025 property tax bill for 5147 Pine Ridge Dr was $804, up 5.4% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$804.00 (+5.37%)$58,050 (+2.38%) Land $58,050$58,050 (+2.38%) Land $58,050
2024$763.00 (+43.42%)$56,700 (+45.38%) Land $56,700$56,700 (+45.38%) Land $56,700
2023$532.00 (+49.02%)$39,000 (+5%) Land $39,000$39,000 (+5%) Land $39,000
2022$357.00$26,000 Land $26,000$26,000 Land $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5147 Pine Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5147 Pine Ridge Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

Nearby Properties on Pine Ridge Dr

Nearby Streets

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