5157 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5157 Pine Ridge Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,584 sqft · built 2010
Lot Size4.15 acres (181,210 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jan 2021)
Tax Bill$2,802 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN000031360408

Property Details

APN / Parcel Number

Primary APN000031360408
Alternative APN
  • 31360408

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,584 sqft Heated Area
Gross Area3,240 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area181,210 sqft (4.15 acres)
Garage TypeFinished
Garage Area1,584 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031360408
Street Address5157 PINE RIDGE DR
CityCHIPLEY
StateFL
Zip32428-6519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 PINE LAKE EST PHASE III 4.16 AC, ORB 1195 P 435
Legal Range14W
Legal Township01N
Legal Section29
Legal SubdivisionPINE LAKE ESTATE
Legal Phase3
Legal Block3136
Legal Lot Number8
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1332
Census Tract970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5157 PINE RIDGE DR, CHIPLEY, FL 32428-6519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Warranty Deed, Transfer · VA Mortgage
PEN AIR FEDERAL CU
Oct 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2021 · Amount on Record
Deed SaleJan 8, 2021 · Amount on Record
Prior SaleOct 23, 2020
Deed Document Number0001195435
Deed Book / Page1195 / 435
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJan 8, 2021
Property Address5157 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number0067000156
Book / Page1195 / 435
Map ReferenceMB 4 PG 3
Instrument DateJan 8, 2021
Instrument202167000156
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyCORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5157 PINE RIDGE DR, 5157, CHIPLEY, FL 32428-6519

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MEGAN DR, CANTONMENT, FL 32533-3840

Mortgage

Document Number0000000437
DateJan 8, 2021
Instrument1195/437
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateOct 23, 2020
Property Address5157 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number0067007096
Book / Page001189 / 000200
Instrument DateOct 23, 2020
Instrument67007096
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,802.00 (+6.54%) Homeowner's exemption$248,160 (+2.9%)$335,425 (+16.65%) Land $45,150 Building $290,275
2024$2,630.00 (+2.22%) Homeowner's exemption$241,166 (+3%)$287,557 (+14.29%) Land $44,100 Building $243,457
2023$2,573.00 (+2.92%) Homeowner's exemption$234,142 (+3%)$251,612 (+10.69%) Land $30,000 Building $221,612
2022$2,500.00 Homeowner's exemption$227,322 Land $26,000 Building $201,322$227,322 Land $26,000 Building $201,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

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