Seminole County property record for 515 1st St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,900 sqft · built 1997 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jan 1995) |
| Tax Bill | $4,444 (2025) |
| Deeds & Mortgages | Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-20-32-300-0060-0000 |
| Primary APN | 15-20-32-300-0060-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,900 sqft Living Area |
| 1st Floor Area | 6,996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 1,350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 515 1ST ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 15 TWP 20S RGE 32E S 417 FT OF NW 1/4 OF SW 1/4 (LESS BEG SW COR RUN N 417 FT E 580 FT S 397 FT W 570 FT S 20 FT W 10 FT |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 15 |
| Legal Subdivision | METES & BOUNDS |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21201 |
515 1st St is owned and occupied by two individuals who bought it in January 1995.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 11, GENEVA, FL 32732-0011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 1995 · Amount on File |
| Deed Sale | Jan 13, 1995 · Amount on File |
| Deed Document Number | 0287100608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 505 1ST ST, GENEVA, FL 32732 |
| Document Number | 0089000962 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 515 HART RD N GENEVA FL 32732, GENEVA, FL 32732 |
| Document Number | 0089000962 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 008900/000962 |
| Instrument | 40497 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23285-5130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 24, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
The 2025 property tax bill for 515 1st St was $4,444 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,444.00 Homeowner's exemption | $360,352 | $878,876 Land $368,000 Building $510,876 |
| 2023 | $4,220.00 (+2.63%) Homeowner's exemption | $339,996 (+3%) | $814,211 (+5.33%) Land $352,000 Building $462,211 |
| 2022 | $4,112.00 Homeowner's exemption | $330,093 | $772,982 Land $320,000 Building $452,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 1st St is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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