Seminole County property record for 460 1st St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,360 sqft · built 2022 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Owner Name on File |
| Last Sale | $70,000 (Apr 2014) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-32-300-038C-0000 |
| Primary APN | 16-20-32-300-038C-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Mixed |
| Garage Area | 635 sqft |
| Carport | Carport |
| Carport Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 460 1ST ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16 TWP 20S RGE 32E SE 1/4 OF SE 1/4 E OF RY (LESS N 657.68 FT & S 479 FT & RD) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 16 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21201 |
The current owner of 460 1st St bought it in April 2014.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 460 1ST ST, GENEVA, FL 32732-9154 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 23, 2017 | Loan Modification, Mortgage SUNRISE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2014 · Amount on File |
| Deed Sale | Apr 15, 2014 · Amount on File |
| Prior Sale | Jun 30, 2004 · Amount on File |
| Deed Document Number | 2014040564 |
| Deed Book / Page | 08243 / 1680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 460 1ST ST, GENEVA, FL 32732-9154 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099490331 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 9949/331 |
| Instrument | 2021073588 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 460 1ST ST, GENEVA, FL 32732-9154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0096261857 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 9626/1857 |
| Instrument | 2020062823 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 460 1ST ST, GENEVA, FL 32732-9154 |
| Document Number | 0090141585 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | SUPERIOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3029 HOBBS PL TITUSVILLE FL 327961973, TITUSVILLE, FL 32796-1973 |
| Document Number | 0090141585 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 009014/001585 |
| Instrument | 109087 |
| Name | SUNRISE BK |
|---|---|
| Type | Bank |
| Address | COCOA BEACH, FL 32931 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 460 1st St was $4,048 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 Homeowner's exemption | $327,299 | $402,896 Land $73,160 Building $329,736 |
| 2023 | $3,883.00 (+9.97%) Homeowner's exemption | $308,811 (+9.97%) | $373,837 (+8.3%) Land $70,680 Building $303,157 |
| 2022 | $3,531.00 Homeowner's exemption | $280,803 | $345,198 Land $64,480 Building $280,718 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 460 1st St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 460 1st St is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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