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475 1st St, Geneva, FL 32732 Property Records

Seminole County property record for 475 1st St, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,735 sqft · built 1974
Lot Size5.26 acres (229,126 sqft)
OwnerIndividual Name on Record
Last Sale$670,000 (Jun 2022)
Tax Bill$6,311 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN15-20-32-300-0080-0000

Property Details

APN / Parcel Number

Primary APN15-20-32-300-0080-0000
Alternative APN
  • 20321530000800000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,735 sqft Living Area
1st Floor Area2,455 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTar & Gravel
Lot Area229,126 sqft (5.26 acres)

Exterior Amenities

PorchFlorida Room
Porch Area559 sqft
Patio Area1 sqft
Pole Barn1,840 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address475 1ST ST
CityGENEVA
StateFL
Zip32732-9155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 15 TWP 20S RGE 32E S 347.16 FT OF W 660 FT OF NW 1/4 OF SW 1/4 OF SW 1/4
Legal Range32E
Legal Township20S
Legal Section15
Legal SubdivisionACREAGE & UNREC
Legal Tract300
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1002
Census Tract21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address475 1ST ST, GENEVA, FL 32732-9155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2022Deed, Transfer · Conventional Mortgage
KEYSTONE FUNDING INC
Jan 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Prior SaleMay 1, 2005 · Amount on Record
Deed Document Number202267758
Deed Book / Page10255 / 1088
Prior Transfer DateOct 1, 2016
Prior Transfer Doc0088430483
Record UpdatedJun 8, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionSEMINOLE FL
Recording DateJun 8, 2022
Property Address475 1ST ST, GENEVA, FL 32732-9155
Document Number0102551088
Book / Page10255 / 1088
Instrument DateJun 8, 2022
Instrument2022067758
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,690.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address495 1ST ST, 495, GENEVA, FL 32732-9155

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 1ST ST, GENEVA, FL 32732-9155

Mortgage

Document Number0102551090
DateJun 8, 2022
Instrument10255/1090
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateJan 12, 2017
Property Address475 1ST ST, GENEVA, FL 32732-9155
Document Number0088430483
Book / Page008843 / 000483
Instrument DateOct 1, 2016
Instrument4323
Transaction TypeTransfer
Record UpdatedJan 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address495 1ST ST GENEVA FL 327329155, GENEVA, FL 32732-9155

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,311.00 (+8.34%) Homeowner's exemption$457,651 (+5.99%)$566,966 (+5.87%) Land $241,960 Building $325,006
2023$5,825.00 (+9.88%) Homeowner's exemption$431,799 (-6.94%)$535,526 (+9.88%) Land $231,440 Building $304,086
2022$5,301.00 Homeowner's exemption$463,982$487,372 Land $210,400 Building $276,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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