450 1st St, Geneva, FL 32732 Property Records

Seminole County property record for 450 1st St, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1952
Lot Size	0.828 acres (36,110 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2017)
Tax Bill	$3,243 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-32-504-0100-0010`

Property Details

APN / Parcel Number

Primary APN	`21-20-32-504-0100-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	36,110 sqft
Lot Dimensions	105 ft deep x 130 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	254 sqft
Patio Area	495 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	450 1ST ST
City	GENEVA
State	FL
Zip	32732-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 1 2 3 & 4 & E 25 FT OF LOT 5 & N 7 FT OF E 25 FT OF LOT 23 & N 7 FT OF LOTS 24 25 & 26 & ALL VACD ALLEY ADJ ON N
Legal Range	32E
Legal Township	20S
Legal Section	21
Legal Subdivision	GENEVA
Legal Tract	504
Legal Block	1
Legal Lot Number	5 2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1042
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	450 1ST ST, GENEVA, FL 32732-8930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Dec 1, 2016
Deed Document Number	2017047709
Deed Book / Page	08912 / 1389
Record Updated	Jun 8, 2026

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 15, 2017
Property Address	450 1ST ST, GENEVA, FL 32732-8930
Document Number	0089121389
Book / Page	08912 / 1389
Map Reference	MB2 PG12
Instrument Date	May 3, 2017
Instrument	2017047709
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 1ST ST, GENEVA, FL 32732-8930

Mortgage

Document Number	2017047710
Date	May 15, 2017
Instrument	2017047710

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,243.00 (+9.23%)	$275,798 (+4.91%)	$275,798 (+4.91%) Land $118,400 Building $157,398
2023	$2,969.00 (+8.32%)	$262,895 (+10.27%)	$262,895 (+3.63%) Land $112,000 Building $150,895
2022	$2,741.00	$238,409	$253,696 Land $104,000 Building $149,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OVIEDO MARKETPLACE (CONSEC.) serves 689 people · EPA ID FL3594241
Water Source	Purchased groundwater from SEMINOLE COUNTY SOUTHEAST
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20