Seminole County property record for 458 1st St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,967 sqft · built 1968 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,000 (Dec 2020) |
| Tax Bill | $293 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-32-300-0390-0000 |
| Primary APN | 16-20-32-300-0390-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,967 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 458 1ST ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | SEC 16 TWP 20S RGE 32E S 217 FT OF E 268 FT OF SE 1/4 (LESS E 25 FT FOR RD) & W 12 FT OF E 280 FT OF S 90 FT OF SE 1/4 (LESS E 25 FT FOR RD) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 16 |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21201 |
Source: Seminole County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 458 1ST ST, GENEVA, FL 32732-9154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Dec 31, 2020 | Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on File |
| Deed Sale | Dec 31, 2020 · Amount on File |
| Prior Sale | Oct 24, 1994 · Amount on File |
| Deed Document Number | 2020151059 |
| Deed Book / Page | 9801 / 1726 |
| Prior Transfer Date | May 1, 1988 |
| Prior Transfer Doc | 1967001985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 458 1ST ST, GENEVA, FL 32732-9154 |
| Document Number | 0000076151 |
| Book / Page | 11086 / 84 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202676151 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 458 1ST ST, GENEVA, FL 32732-9154 |
| Investor | Possibly a Property Investor |
| Document Number | 0000076151, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 11086/84 |
| Instrument | 202676151 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 458 1ST ST, GENEVA, FL 32732-9154 |
| Document Number | 0098011726 |
| Book / Page | 9801 / 1726 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2020151059 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | PGA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,254.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 OLD SANFORD OVIEDO RD, 215, WINTER SPRINGS, FL 32708-2651 |
| Name | Verified Name |
|---|---|
| Address | 458 1ST ST, GENEVA, FL 32732-9154 |
| Document Number | 0098011727 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 9801/1727 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293.00 Homeowner's exemption Veteran's exemption | $317,314 (+5.99%) | $446,968 (+12.59%) Land $67,791 Building $379,177 |
| 2024 | $293.00 | ||
| 2023 | $293.00 (+1.74%) Homeowner's exemption | $299,389 (+6.41%) | $396,995 (+4.69%) Land $65,493 Building $331,502 |
| 2022 | $288.00 Homeowner's exemption | $281,349 | $379,208 Land $59,748 Building $319,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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