Seminole County property record for 449 1st St, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1952 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2017) |
| Tax Bill | $293 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-20-32-300-0380-0000 |
| Primary APN | 22-20-32-300-0380-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 54,014 sqft (1.24 acres) |
| Lot Dimensions | 480 ft deep x 259 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 1 sqft |
| Utility Building | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 449 1ST ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | SEC 22 TWP 20S RGE 32E BEG NW COR RUN S 270 FT E 424.47 FT N 25.5 DEG E 99.71 FT W 69.8 FT S 40 FT W 95 FT N 220 FT W TO BEG (LESS RDS) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 22 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21201 |
449 1st St is owned and occupied by two individuals who bought it in September 2017.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 449 1ST ST, GENEVA, FL 32732-9155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 7, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Mar 24, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Prior Sale | Mar 24, 2017 · Amount on File |
| Deed Document Number | 201791764 |
| Prior Transfer Date | Dec 20, 2012 |
| Prior Transfer Doc | 0079350330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 449 1ST ST, GENEVA, FL 32732-9155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 449 1ST ST, GENEVA, FL 32732-9155 |
| Document Number | 0098190861 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 9819/861 |
| Instrument | 2021007440 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 7, 2017 |
| Property Address | 449 1ST ST, GENEVA, FL 32732-9155 |
| Document Number | 0089870037 |
| Book / Page | 008987 / 000037 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 91764 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2017 |
| Title Company | BROKERS TITLE/CTRL FL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15150 GWENDOLYN DR EL PASO TX 799389206, EL PASO, TX 79938-9206 |
| Document Number | 89870039 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 008987/000039 |
| Instrument | 91765 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 449 1ST ST, GENEVA, FL 32732-9155 |
| Document Number | 0088821739 |
| Book / Page | 008882 / 001739 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 29558 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 458 1ST ST GENEVA FL 327329154, GENEVA, FL 32732-9154 |
The 2025 property tax bill for 449 1st St was $293 with exemptions applied.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293.00 Homeowner's exemption Veteran's exemption | $130,454 | $234,866 Land $73,160 Building $161,706 |
| 2024 | $293.00 | ||
| 2023 | $293.00 (+1.74%) Homeowner's exemption | $123,084 (+3%) | $226,910 (+3.43%) Land $70,680 Building $156,230 |
| 2022 | $288.00 Homeowner's exemption | $119,499 | $219,385 Land $64,480 Building $154,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 449 1st St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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