Richland County property record for 514 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,300 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Garage | 769 sqft |
| Last Sale | $406,000 (2017) |
| Tax Bill | $4,285.00 (2025) |
Source: Richland County records · APN 28911-06-05
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| May 17, 2018 | Loan Modification, Mortgage OTHER |
| Jul 03, 2017 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage WR STARKEY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2017 · Amount on Record |
| Deed Sale | Jul 03, 2017 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Doc Number | 201749993 |
| Deed Book / Page | 2224 / 3178 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 514 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0026892478 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 2689/2478 |
| Instrument | 2021077596 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 514 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2456/0385 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 514 PALM SEDGE LOOP ELGIN SC 290458007, ELGIN, SC 29045-8007 |
| Document Number | 2456/0385 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 002456/000385 |
| Instrument | 94500 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 514 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2303/3472 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 03, 2017 |
| Property Address | 514 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2224/3211 |
| Book / Page | 002224 / 003211 |
| Instrument Date | Jul 03, 2017 |
| Instrument | 49993 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,502.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 514 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2224/3215 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 002224/003215 |
| Instrument | 49994 |
| Name | WR STARKEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,285.00 (+17.4%) | $553,320 (+30.5%) | |
| 2023 | $3,650.00 (-5.29%) | ||
| 2021 | $3,854.00 | $16,960 | $424,000 Land $60,000 Building $364,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28911-06-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,300 sqft Heated Area |
| Gross Area | 5,274 sqft Gross Area |
| 1st Floor | 1,968 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 769 sqft Garage |
| Porch Area | 205 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093228 |
|---|---|
| Street Address | 514 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 105.1X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 2224-3210 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 10,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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