Richland County property record for 498 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,932 sqft Heated Area |
| Lot Size | 17,130 sqft (0.393 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2021) |
| Tax Bill | $4,292.00 (2025) |
Source: Richland County records · APN 28911-06-07
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 498 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 17, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Doc Number | 202162738 |
| Deed Book / Page | 2666 / 3998 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 498 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026131806 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 2613/1806 |
| Instrument | 2021027059 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 17, 2021 |
| Property Address | 498 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 0026663998 |
| Book / Page | 2666 / 3998 |
| Map Reference | MB 1990 PG 2759&2760 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021062738 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 498 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2021062739 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021062739 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,292.00 (-4.11%) | $488,300 (+2,247.6%) Land $81,000 Building $407,300 | $488,300 (-6.1%) Land $81,000 Building $407,300 |
| 2023 | $4,476.00 (-2.76%) | $20,800 (+48.27%) | $520,000 (+48.27%) |
| 2022 | $4,603.00 | ||
| 2021 | $14,028 Land $2,400 Building $11,628 | $350,700 Land $60,000 Building $290,700 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28911-06-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,932 sqft Heated Area |
| Gross Area | 4,796 sqft Gross Area |
| 1st Floor | 1,893 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,130 sqft (0.393 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 409 sqft Garage |
| Patio Area | 169 sqft Patio |
| Porch Area | 286 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093246 |
|---|---|
| Street Address | 498 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 110.6X150X114.6X164 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2017-514/515 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 12,110 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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