Richland County property record for 524 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,804 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $347,736 (2017) |
| Tax Bill | $3,525.00 (2025) |
Source: Richland County records · APN 28911-06-04
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNTY BK |
| Jul 10, 2017 | Deed of Trust, Mortgage FIRST CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Doc Number | 201751194 |
| Deed Book / Page | 2226 / 1997 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 524 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2485/0415 |
| Instrument Date | Apr 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 524 PALM SEDGE LOOP ELGIN SC 290458007, ELGIN, SC 29045-8007 |
| Document Number | 2485/0415 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 002485/000415 |
| Instrument | 19066 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 524 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2226/2001 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 524 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2226/2001 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 002226/002001 |
| Instrument | 51195 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,525.00 (+17.54%) | $400,900 (+2,775.07%) | $517,400 (+48.42%) Land $81,000 Building $436,400 |
| 2023 | $2,999.00 (-5.3%) | $13,944 (+0.03%) | $348,600 (-) |
| 2021 | $3,167.00 | $13,940 | $348,600 Land $60,000 Building $288,600 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28911-06-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,804 sqft Heated Area |
| Gross Area | 4,740 sqft Gross Area |
| 1st Floor | 1,768 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 500 sqft Garage |
| Porch Area | 436 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093353 |
|---|---|
| Street Address | 524 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 2017-515 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 9,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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