Richland County property record for 532 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 4,251 sqft Heated Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Garage | 460 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $425,800 (2016) |
Source: Richland County records · APN 28911-06-03
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 532 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Nov 05, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage MOVEMENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2016 · Amount on Record |
| Deed Sale | Jul 01, 2016 · Amount on Record |
| Deed Doc Number | 201648198 |
| Deed Book / Page | 2126 / 791 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 532 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2523/0425 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 532 PALM SEDGE LOOP ELGIN SC 290458007, ELGIN, SC 29045-8007 |
| Document Number | 2523/0425 |
|---|---|
| Date | Aug 29, 2020 |
| Book Page | 002523/000425 |
| Instrument | 44053 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 28, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 532 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2448/3590 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 532 PALM SEDGE LOOP ELGIN SC 290458007, ELGIN, SC 29045-8007 |
| Document Number | 2448/3590 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 002448/003590 |
| Instrument | 88419 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 24, 2046 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Market Value |
|---|---|
| 2025 | $556,400 (+47.2%) Land $81,000 Building $475,400 |
| 2023 | $378,000 Land $60,000 Building $318,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28911-06-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,251 sqft Heated Area |
| Gross Area | 5,028 sqft Gross Area |
| 1st Floor | 2,404 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 460 sqft Garage |
| Porch Area | 317 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093200 |
|---|---|
| Street Address | 532 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 101.4X150X71.2X84.6X150.1 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 8,101 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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