Richland County property record for 492 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,906 sqft · built 2016 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Company Name on File |
| Last Sale | $386,870 (Jun 2016) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28911-06-08 |
| Primary APN | 28911-06-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,906 sqft Heated Area |
| Gross Area | 5,104 sqft |
| 1st Floor Area | 2,335 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02093255 |
|---|---|
| Street Address | 492 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 83.4X164X118.6X73.9X190 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2017-514/515 2119-822 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 13,83 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
Source: Richland County records · APN 28911-06-08
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 17, 2018 | Loan Modification, Mortgage OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2016 · Amount on Record |
| Deed Sale | Jun 07, 2016 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Document Number | 201641226 |
| Deed Book / Page | 2119 / 806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 492 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0027212351 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 2721/2351 |
| Instrument | 2022012382 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 492 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026210748 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2621/748 |
| Instrument | 2021032409 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 492 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2303/3472 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444 |
| Investor | Possibly a Property Investor |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,237.00 (+19.84%) | $528,120 (+45.21%) | |
| 2023 | $2,701.00 (-5.29%) | ||
| 2021 | $2,852.00 | $14,550 | $363,700 Land $60,000 Building $303,700 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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