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525 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 525 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage4,626 sqft Heated Area
Lot Size18,186 sqft (0.417 acres)
OccupancyOwner Occupied
Last Sale$410,721 (2016)
Tax Bill$4,405.00 (2025)

Owner

Source: Richland County records · APN 28911-07-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address525 PALM SEDGE LOOP, ELGIN, SC 29045-8007
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FEDERAL CREDIT UNION
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2016 · Amount on Record
Deed SaleAug 18, 2016 · Amount on Record
Prior SaleAug 16, 2016 · Amount on Record
Deed Doc Number201660578
Deed Book / Page2138 / 3577
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateJun 03, 2026
Property Address525 PALM SEDGE LOOP, ELGIN, SC 29045-8007
Document Number0000026916
Book / Page3133 / 3604
Instrument DateMay 29, 2026
Instrument202626916
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 PALM SEDGE LOOP, ELGIN, SC 29045-8007
InvestorPossibly a Property Investor

Mortgage

Document Number0000026916,
DateJun 03, 2026
Book Page3133/3604
Instrument202626916
Lender
NamePALMETTO CITIZENS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 05, 2051
Interest
Rate6.3%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address525 PALM SEDGE LOOP, ELGIN, SC 29045-8007
Document Number2492/2902
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address525 PALM SEDGE LOOP ELGIN SC 290458007, ELGIN, SC 29045-8007

Mortgage

Document Number2492/2902
DateJun 03, 2020
Book Page002492/002902
Instrument24309
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 02, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,405.00 (+17.53%)$500,900 (+2,891.52%)$627,900 (+5%) Land $81,000 Building $546,900
2023$3,748.00 (-1.45%)$16,744 (+0.02%)$418,600 (-)
2021$3,803.00$16,740$418,600 Land $60,000 Building $358,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28911-07-03
Alternative APNs
  • R28911-07-03
  • 02093308

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,626 sqft Heated Area
Gross Area5,684 sqft Gross Area
1st Floor2,159 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,186 sqft (0.417 acres)
Parking Spaces3 Parking Spaces
Garage Area780 sqft Garage
Porch Area278 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02093308
Street Address525 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8007
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 54 143.9X150X104.8X154.1 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number54,143
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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