511 First Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 511 First Ave, Destin, FL 32541 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,051 sqft · built 1974
Lot Size	0.273 acres (11,898 sqft)
Owner	Individual Name on File
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9617-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9617-4`
Alternative APNs	`00-2S-22-1361-0011-0060` `22S200136100110060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,051 sqft Living Area
Gross Area	1,071 sqft
1st Floor Area	1,051 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,898 sqft (0.273 acres)
Lot Width	70 ft Width
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 FIRST AVE
City	DESTIN
State	FL
Zip	32541-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLYS 3RD ADD LOT 6 BLK 11
Legal Subdivision	KELLYS 3RD ADD
Legal Block	11
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1015
Census Tract	23306

Owner

Source: Okaloosa County records · APN C56-000-589-9617-4

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	66 HIRSCHI DR, CLEVELAND, GA 30528-4816
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 11, 2023
Transfer Doc	0003652212
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 16, 2023
Property Address	511 FIRST AVE, DESTIN, FL 32541-1745
Document Number	0003652212
Map Reference	MB 2 PG 164
Instrument Date	Oct 11, 2023
Instrument	3652212
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 HIRSCHI DR, CLEVELAND, GA 30528-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 HIRSCHI DR, CLEVELAND, GA 30528-4816

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00 (+12.36%)	$251,182 (+5.7%) Land $145,583 Building $105,599	$251,182 (+5.7%) Land $145,583 Building $105,599
2023	$2,605.00 (+8.14%)	$237,638 (+8.33%) Land $132,096 Building $105,542	$237,638 (+8.33%) Land $132,096 Building $105,542
2022	$2,409.00	$219,364 Land $120,087 Building $99,277	$219,364 Land $120,087 Building $99,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force 76 of 96 on primary residences
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 16 claims Hurricane Frances (Sep 2004), 20 claims Hurricane Opal (Oct 1995), 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.