Okaloosa County property record for 510 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,070 sqft · built 1979 |
| Lot Size | 0.248 acres (10,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 2017) |
| Tax Bill | $3,099 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9570-5 |
| Primary APN | C56-000-589-9570-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| Gross Area | 1,390 sqft |
| 1st Floor Area | 1,070 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,798 sqft (0.248 acres) |
| Lot Width | 75 ft Width |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 510 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 4 BLK 9 |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 23306 |
510 First Ave is owned by two individuals who bought it in October 2017.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8076 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on File |
| Deed Sale | Oct 27, 2017 · Amount on File |
| Prior Sale | Sep 28, 2012 · Amount on File |
| Deed Document Number | 20173168915 |
| Deed Book / Page | 3323 / 2858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 510 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0033232858 |
| Book / Page | 3323 / 2858 |
| Map Reference | MB2 PG62 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 3168915 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 EVERGREEN DR, 404, DESTIN, FL 32541-2202 |
| Name | Verified Name |
|---|---|
| Address | 510 FIRST AVE # KST, KST, DESTIN, FL 32541-1702 |
| Document Number | 0003168916 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 3168916 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 510 First Ave was $3,099.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,099.00 | $265,229 Land $145,583 Building $119,646 | $265,229 Land $145,583 Building $119,646 |
| 2023 | $2,763.00 (+6.93%) | $251,914 (+7.22%) Land $132,096 Building $119,818 | $251,914 (+7.22%) Land $132,096 Building $119,818 |
| 2022 | $2,584.00 | $234,947 Land $120,087 Building $114,860 | $234,947 Land $120,087 Building $114,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 First Ave in Zone X, an area of minimal flood risk, though there have been 73 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 First Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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