507 First Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 507 First Ave, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,528 sqft · built 1973
Lot Size0.205 acres (8,961 sqft)
OwnerCompany Name on Record
Tax Bill$1,215 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-9605-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-9605-9
Alternative APN
  • 00-2S-22-1361-0010-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,528 sqft Heated Area
Gross Area2,876 sqft
1st Floor Area550 sqft
Upper Floors Area806 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area8,961 sqft (0.205 acres)
Lot Width69 ft Width
PorchOpen Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address507 FIRST AVE
CityDESTIN
StateFL
Zip32541-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD DESTIN LOT 4 BLK 10
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block10
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1021
Census Tract23306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address507 FIRST AVE, DESTIN, FL 32541-1701
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 16, 2024
Transfer Doc0003699580
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address507 FIRST AVE, DESTIN, FL 32541-1701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 FIRST AVE, DESTIN, FL 32541-1701

Mortgage

Document Number0035181830
DateJan 13, 2021
Book Page3518/1830
Instrument3421900
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,215.00 (+7.33%) Homeowner's exemption Widower's exemption$146,653 (+5.99%)$373,399 (+4.02%) Land $145,583 Building $227,816
2023$1,132.00 (-1.48%) Homeowner's exemption Widower's exemption$138,369 (+3%)$358,972 (+7.89%) Land $132,096 Building $226,876
2022$1,149.00 Homeowner's exemption Widower's exemption$134,339$332,732 Land $120,087 Building $212,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 96 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims73 (1994–2020)
Claims Outside the SFHA47 of 73
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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