Okaloosa County property record for 506 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1998 |
| Lot Size | 0.248 acres (10,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jul 2019) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9572-1 |
| Primary APN | C56-000-589-9572-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,177 sqft |
| 1st Floor Area | 1,564 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,798 sqft (0.248 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 151 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 506 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 6 BLK 9 |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 506 FIRST AVE, DESTIN, FL 32541-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBT MORTGAGE LLC |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC |
| May 23, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | May 23, 2017 · Amount on Record |
| Deed Document Number | 20193292421 |
| Deed Book / Page | 3409 / 4437 |
| Prior Transfer Date | Oct 12, 2012 |
| Prior Transfer Doc | 0030610431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 506 FIRST AVE, DESTIN, FL 32541-1702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|---|
| Address | 506 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0034973045 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 3497/3045 |
| Instrument | 3397328 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN SPRINGS, MS 39564 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 506 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0034094437 |
| Book / Page | 3409 / 4437 |
| Map Reference | MB 2 PG 62 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 3292421 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 LAKEVIEW TER, 212, CLOVIS, NM 88101-2835 |
| Name | Verified Name |
|---|---|
| Address | 506 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0034094439 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 3409-4439 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 23, 2017 |
| Property Address | 506 FIRST AVE, DESTIN, FL 32541-1702 |
| Document Number | 0033004076 |
| Book / Page | 003300 / 004076 |
| Instrument Date | May 15, 2017 |
| Instrument | 3136843 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2017 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 FIRST AVE DESTIN FL 325411702, DESTIN, FL 32541-1702 |
| Document Number | 33004078 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 003300/004078 |
| Instrument | 3136844 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 (+5.98%) Homeowner's exemption | $247,137 (+5.99%) | $381,048 (+3.49%) Land $145,583 Building $235,465 |
| 2023 | $2,325.00 (+1.09%) Homeowner's exemption | $233,177 (+1.68%) | $368,215 (+6.92%) Land $132,096 Building $236,119 |
| 2022 | $2,300.00 Homeowner's exemption | $229,317 | $344,394 Land $120,087 Building $224,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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