St. Clair County property record for 513 E Waters Edge Dr, Shiloh, IL 62221
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,711 sqft · built 1996 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,319 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| APN | 08-02-0-407-010 |
| Primary APN | 08-02-0-407-010 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,711 sqft Living Area |
| Upper Floors Area | 78 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Basement Area | 2,660 sqft |
| Finished Basement | 1,700 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,250 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 528 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|
| Street Address | 513 E WATERS EDGE DR |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62221-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAVENWOOD LAKE ESTATES 3RD ADD LOT/SEC-42 BK 2935-2008 |
| Legal Subdivision | RAVENWOOD LAKE ESTATES |
| Legal Block | 407 |
| Legal Lot Number | 42 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 503323 |
513 E Waters Edge Dr is owned and occupied by two individuals.
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 E WATERS EDGE DR, BELLEVILLE, IL 62221-7813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 513 E WATERS EDGE DR, SHILOH, IL 62221-7813 |
| Document Number | 00A2591739 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 513 E WATERS EDGE DR BELLEVILLE IL 622217813, BELLEVILLE, IL 62221-7813 |
| Document Number | 00A2591739 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2591739 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 513 E Waters Edge Dr was $17,319 with exemptions applied.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Municipality | Shiloh Village |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Elementary School District | Whiteside School District 115 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,319.00 | $268,439 Land $36,914 Building $231,525 | $805,317 Land $110,742 Building $694,575 |
| 2022 | $217,320 Land $29,905 Building $187,415 | $651,960 Land $89,715 Building $562,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 513 E Waters Edge Dr; there have been 13 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1994–2024) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 513 E Waters Edge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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