508 E Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 508 E Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 1988
Lot Size	1.05 acres (46,174 sqft)
Owner	Company Name on Record
Last Sale	$445,000 (Jun 2025)
Tax Bill	$6,744 (2024)
Deeds & Mortgages	Feb 2026 Transfer May 2019 Mortgage + 2 more
APN	`08-02-0-404-011`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-404-011`

Interior

Stories	1 Story
Building Area	2,580 sqft Living Area
Basement Area	2,580 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	64 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	508 E WATERS EDGE DR
City	SHILOH
State	IL
Zip	62221-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 2ND ADD LOT/SEC-36 A02404346 A02629268 A02663215 A02779407
Legal Subdivision	RAVENWOOD LAKE ESTATES
Legal Lot Number	36
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1014
Census Tract	503323

Owner

Source: St. Clair County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	508 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 22, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Apr 26, 2018	Affidavit of Death, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 25, 2016	Deed of Trust, Mortgage · VA Mortgage CONGRESSIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	0A02851401
Last Transfer Date	Feb 19, 2026
Transfer Doc	0A02875039
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Feb 19, 2026
Property Address	508 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	0A02875039
Map Reference	MB 85 PG 71
Instrument Date	Jan 14, 2026
Instrument	A02875039
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	508 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	508 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	00A2616948
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E WATERS EDGE DR BELLEVILLE IL 622217812, BELLEVILLE, IL 62221-7812

Mortgage

Document Number	00A2616948
Date	Jun 24, 2019
Instrument	2616948

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate	3.75%

April 2018: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ST CLAIR IL
Recording Date	Apr 26, 2018
Property Address	508 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	00A2574255
Instrument Date	Apr 16, 2018
Instrument	2574255
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 E WATERS EDGE DR BELLEVILLE IL 622217812, BELLEVILLE, IL 62221-7812

Mortgage

Document Number	A2574256
Date	Apr 26, 2018
Instrument	2574256

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	508 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	00A2524125
Instrument Date	Oct 25, 2016
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 E WATERS EDGE DR BELLEVILLE IL 622217812, BELLEVILLE, IL 62221-7812

Mortgage

Document Number	00A2524125
Date	Jan 19, 2017
Instrument	2524125

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 18, 2042

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,744.00 Homeowner's exemption Senior Citizen's exemption	$142,892 (+10.92%) Land $31,287 Building $111,605	$428,676 (+10.92%) Land $93,861 Building $334,815
2022		$128,820 Land $28,101 Building $100,719	$386,460 Land $84,303 Building $302,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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