504 E Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 504 E Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 1988
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	May 2023 Transfer Sep 2021 Mortgage + 1 more
APN	`08-02-0-404-014`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-404-014`

Interior

Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	7,016 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	48,352 sqft (1.11 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	744 sqft
Deck Area	3,600 sqft
Patio Area	51,200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	504 E WATERS EDGE DR
City	SHILOH
State	IL
Zip	62221-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 2ND ADD LOT/SEC-37 LT 37 AS IN 2695-993 EXC PT IN 2738-1619
Legal Subdivision	LAKE ESTATES
Legal Lot Number	37
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1014
Census Tract	503323

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	504 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Intrafamily Transfer, Transfer ATTORNEY
Sep 22, 2021	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 2, 2023
Transfer Doc	0A02780102
Record Updated	Jun 7, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	May 2, 2023
Property Address	504 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	0A02780102
Map Reference	MB 85 PG 71
Instrument Date	Apr 12, 2023
Instrument	A02780102
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	504 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	504 E WATERS EDGE DR, SHILOH, IL 62221-7812
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812

Mortgage

Document Number	0A02717567
Date	Sep 22, 2021
Instrument	A02717567

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Oct 1, 2028

Interest

Rate	2.75%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	504 E WATERS EDGE DR, SHILOH, IL 62221-7812
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812

Mortgage

Document Number	A02724650
Date	Nov 5, 2021
Instrument	A02724650

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$203,274 Land $29,109 Building $174,165	$609,822 Land $87,327 Building $522,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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