500 E Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 500 E Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,191 sqft · built 1988
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2020)
Tax Bill	$13,239 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`08-02-0-404-020`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-404-020`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	2,191 sqft Living Area
Basement Area	2,191 sqft
Finished Basement	1,096 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Lot Area	144,619 sqft (3.32 acres)
Garage Type	Mixed
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	138 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	84 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	500 E WATERS EDGE DR
City	BELLEVILLE
State	IL
Zip	62221-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 2ND ADD LOT/SEC-38 LT 38 & PT LT 37 A02660020
Legal Subdivision	RAVENWOOD LAKE ESTATES
Legal Block	404
Legal Lot Number	37,38
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1014
Census Tract	503323

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	20202660020
Prior Transfer Date	Nov 4, 2010
Prior Transfer Doc	0002239929
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 30, 2020
Property Address	500 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	00A2660020
Instrument Date	Jul 28, 2020
Instrument	2660020
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 BELLINGHAM CIR O FALLON IL 622696963, O FALLON, IL 62269-6963

Mortgage

Document Number	A2660021
Date	Jul 30, 2020
Instrument	2660021

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,239.00	$202,788 (+25.5%) Land $47,621 Building $155,167	$608,364 (+25.5%) Land $142,863 Building $465,501
2022		$161,578 Land $38,578 Building $123,000	$484,734 Land $115,734 Building $369,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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