600 E Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 600 E Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 1990
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2021 Line of Credit + 1 more
APN	`08-02-0-406-006`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-406-006`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,324 sqft Living Area
Upper Floors Area	84 sqft
Basement Area	1,324 sqft
Unfinished Basement	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	444 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	600 E WATERS EDGE DR
City	BELLEVILLE
State	IL
Zip	62221-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 2ND ADD LOT/SEC-31 A02859312 A02868673
Legal Subdivision	RAVENWOOD LAKE ESTATES
Legal Block	406
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1015
Census Tract	503323

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 E WATERS EDGE DR, BELLEVILLE, IL 62221-7814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025
Deed Sale	Dec 11, 2025
Prior Sale	Sep 3, 2025 · Amount on Record
Deed Document Number	20252868673
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2025
Property Address	600 E WATERS EDGE DR, SHILOH, IL 62221-7814
Document Number	0A02868673
Map Reference	MB 85 PG 71
Instrument Date	Mar 17, 2025
Instrument	A02868673
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	600 E WATERS EDGE DR, BELLEVILLE, IL 62221-7814

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	600 E WATERS EDGE DR, SHILOH, IL 62221-7814
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E WATERS EDGE DR, BELLEVILLE, IL 62221-7814

Mortgage

Document Number	A02720660
Date	Oct 7, 2021
Instrument	A02720660

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 24, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	600 E WATERS EDGE DR, SHILOH, IL 62221-7814
Document Number	00A2649930
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	600 E WATERS EDGE DR BELLEVILLE IL 622217814, BELLEVILLE, IL 62221-7814

Mortgage

Document Number	00A2649930
Date	May 4, 2020
Instrument	2649930

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00	$159,626 (+10.87%) Land $33,041 Building $126,585	$478,878 (+10.87%) Land $99,123 Building $379,755
2024		$143,976 (+11.34%) Land $29,802 Building $114,174	$431,928 (+11.34%) Land $89,406 Building $342,522
2022		$129,316 Land $26,768 Building $102,548	$387,948 Land $80,304 Building $307,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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