516 E Waters Edge Dr, Shiloh (Belleville), IL 62221 Property Records

St. Clair County property record for 516 E Waters Edge Dr, Shiloh, IL 62221

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,345 sqft · built 1989
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2015)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2020 Line of Credit
APN	`08-02-0-404-017`

Property Details

APN / Parcel Number

Primary APN	`08-02-0-404-017`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	2,345 sqft Living Area
Upper Floors Area	17 sqft
Basement Area	2,345 sqft
Unfinished Basement	2,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Mixed
Garage Area	1,254 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	50 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	516 E WATERS EDGE DR
City	BELLEVILLE
State	IL
Zip	62221-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD LAKE ESTATES 2ND ADD LOT/SEC-34 LT 34 & S 10 FT LT 33 A02456699
Legal Subdivision	RAVENWOOD LAKE ESTATES
Legal Block	404
Legal Lot Number	33,34
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1014
Census Tract	503323

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 E WATERS EDGE DR, BELLEVILLE, IL 62221-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Oct 21, 2014
Deed Document Number	20152456699
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0002430637
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	516 E WATERS EDGE DR, SHILOH, IL 62221-7812
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02771382
Date	Jan 19, 2023
Instrument	A02771382

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	516 E WATERS EDGE DR, SHILOH, IL 62221-7812
Document Number	00A2645504
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	516 E WATERS EDGE DR BELLEVILLE IL 622217812, BELLEVILLE, IL 62221-7812

Mortgage

Document Number	00A2645504
Date	Mar 16, 2020
Instrument	2645504

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 15, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Shiloh Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$230,545 (+21.69%) Land $34,689 Building $195,856	$691,635 (+21.69%) Land $104,067 Building $587,568
2022	$189,459 Land $28,102 Building $161,357	$568,377 Land $84,306 Building $484,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1994–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storm And Flooding, Jul 2022 · 4 claims Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures