5111 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5111 Pine Ridge Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 1998
Lot Size	1.68 acres (73,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2017)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000031360221`

Property Details

APN / Parcel Number

Primary APN	`000031360221`
Alternative APNs	`00000000-00-3136-0221` `31360221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	3,173 sqft
1st Floor Area	1,823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	73,355 sqft (1.68 acres)
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	317 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5111 PINE RIDGE DR
City	CHIPLEY
State	FL
Zip	32428-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20 & 21 PINE LAKE ESTATES PHASE II 1.15 AC AS DESC IN ORB 1250 P 795
Legal Range	14W
Legal Township	01S
Legal Section	29
Legal Subdivision	PINE LAKE ESTATES
Legal Phase	2
Legal Block	21
Legal Lot Number	20,21
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1332
Census Tract	970301

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5111 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE/SOUTH
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	201767001082
Deed Book / Page	1082 / 572
Last Transfer Date	Aug 10, 2022
Transfer Doc	0067006965
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Aug 12, 2022
Property Address	5111 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number	0067006965
Book / Page	1250 / 795
Map Reference	MB 3 PG 247
Instrument Date	Aug 10, 2022
Instrument	202267006965
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5111 PINE RIDGE DR, CHIPLEY, FL 32428-6519

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	5111 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number	0067006401
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5111 PINE RIDGE DR CHIPLEY FL 324286519, CHIPLEY, FL 32428-6519

Mortgage

Document Number	0067006401
Date	Oct 1, 2020
Book Page	001187/000021
Instrument	67006401

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 24, 2017
Property Address	5111 PINE RIDGE DR, CHIPLEY, FL 32428-6519
Document Number	0067001082
Book / Page	1082 / 572
Map Reference	MB3 PG247
Instrument Date	Feb 24, 2017
Instrument	201767001082
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	MTI TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 KENTUCKY AVE, 1302, LYNN HAVEN, FL 32444-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 KENTUCKY AVE, LYNN HAVEN, FL 32444-2251

Mortgage

Document Number	0000000574
Date	Feb 24, 2017
Instrument	1082/574

Lender

Name	BAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+4.92%) Homeowner's exemption	$251,783 (-0.29%)	$391,347 (+1.11%) Land $88,150 Building $303,197
2024	$2,784.00 (+5.1%) Homeowner's exemption	$252,503 (+7.58%)	$387,051 (+17.05%) Land $86,100 Building $300,951
2023	$2,649.00 (+31.27%) Homeowner's exemption	$234,717 (+25.34%)	$330,680 (+26.14%) Land $60,000 Building $270,680
2022	$2,018.00 Homeowner's exemption	$187,260	$262,143 Land $26,000 Building $236,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Xfinity.

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