Gaston County property record for 512 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,985 sqft · built 1997 |
| Lot Size | 3.41 acres (148,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Nov 2006) |
| Tax Bill | $13,544 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 212385 |
| Primary APN | 212385 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,985 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 148,540 sqft (3.41 acres) |
| Porch | Porch |
| Porch Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 512 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CRAMER MOUNTAIN BLK G L 62,63 & ADD'L 16 006 001 00 000 |
| Legal Subdivision | CRAMER MOUNTAIN CC |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
Source: Gaston County assessment roll, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 STUART RDG, CRAMERTON, NC 28032-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 8, 2006 · Amount on Record |
| Deed Sale | Nov 8, 2006 · Amount on Record |
| Deed Book / Page | 4270 / 109 |
| Prior Transfer Date | Nov 6, 2006 |
| Prior Transfer Doc | 0042700111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 11, 2026 |
| Property Address | 512 STUART RDG, CRAMERTON, NC 28032-1632 |
| Document Number | 0056391231 |
| Book / Page | 5639 / 1231 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 512 STUART RDG, CRAMERTON, NC 28032-1632 |
| Investor | Possibly a Property Investor |
| Document Number | 5639001231, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 5639/1231 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,544.00 (-2.46%) | $1,316,250 (-) Land $166,540 Building $1,149,710 | |
| 2023 | $13,886.00 | $1,316,250 Land $166,540 Building $1,149,710 | |
| 2021 | $909,620 Land $113,410 Building $796,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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