Gaston County property record for 505 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,089 sqft · built 2005 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $897,500 (Dec 2023) |
| Tax Bill | $9,196 (2026) |
| Deeds & Mortgages | Dec 2023 Sale Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196192 |
| Primary APN | 196192 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,089 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 505 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | CRAMER MOUNTAIN BLK G L 30 16 006 001 68 000 |
| Legal Subdivision | CRAMER MOUNTAIN |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 505 STUART RDG, CRAMERTON, NC 28032-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2023 | Warranty Deed, Transfer |
| Dec 17, 2018 | Warranty Deed, Transfer · ARM RECOVCO MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Book / Page | 5451 / 427 |
| Prior Transfer Date | Oct 17, 2005 |
| Prior Transfer Doc | 0041701246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 18, 2023 |
| Property Address | 505 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0054510427 |
| Book / Page | 5451 / 427 |
| Map Reference | MB 41 PG 52 |
| Instrument Date | Dec 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,795.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 BARBERRY DR, BELMONT, NC 28012-6547 |
| Name | Verified Name |
|---|---|
| Address | 505 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 17, 2018 |
| Property Address | 505 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0050160078 |
| Book / Page | 5016 / 0078 |
| Map Reference | MB 41 PG 52 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 421, ROARING GAP, NC 28668-0421 |
| Name | Verified Name |
|---|---|
| Address | 505 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 50160081 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 5016/0081 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 12.5% |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,196.00 | $893,770 (-) Land $91,650 Building $802,120 | |
| 2025 | $9,196.00 (+4.07%) | $893,770 (+6.7%) Land $91,650 Building $802,120 | |
| 2023 | $8,836.00 | $837,620 Land $91,650 Building $745,970 | |
| 2021 | $604,420 Land $62,400 Building $542,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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