Gaston County property record for 513 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,323 sqft · built 1988 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $475,000 (Nov 2021) |
| Tax Bill | $5,532 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16006 00157 |
| Primary APN | 16006 00157 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,323 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Porch | Porch |
| Porch Area | 279 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 513 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | CRAMER MOUNTAIN BLK G L 41 16 006 001 57 000 |
| Legal Subdivision | MAP ONE PHASE ONE SECTION TWO |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 513 STUART RDG, CRAMERTON, NC 28032-1633 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Oct 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Prior Sale | Oct 5, 2018 · Amount on Record |
| Deed Book / Page | 5287 / 1015 |
| Prior Transfer Date | Oct 7, 2020 |
| Prior Transfer Doc | 0051621480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 18, 2021 |
| Property Address | 513 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0052871015 |
| Book / Page | 5287 / 1015 |
| Map Reference | MB 41 PG 52 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3200 BEATY RD, 3200, GASTONIA, NC 28056-8363 |
| Name | Verified Name |
|---|---|
| Address | 513 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0052871018 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 5287/1018 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 5, 2018 |
| Property Address | 513 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0050040494 |
| Book / Page | 005004 / 000494 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $833.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,532.00 | $537,640 (-) Land $80,000 Building $457,640 | |
| 2025 | $5,532.00 (+20.31%) | $537,640 (-) Land $80,000 Building $457,640 | |
| 2023 | $4,598.00 | $537,640 Land $80,000 Building $457,640 | |
| 2021 | $419,020 Land $55,000 Building $364,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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